THE PLATFORM

We’ve brought together our rich history in managing credit risk and providing working capital to build a versatile, powerful, and scalable platform.

 

DRIVING FINANCIAL SUCCESS

EMPOWERING SMBs & MID-MARKET BUSINESSES WITH THE MOST ADVANCED WORKING CAPITAL PLATFORM ON THE MARKET

Our imaginative asset-based finance solutions empower businesses to dramatically cut their days sales outstanding and give them access to more credit, ensuring a steady cash flow regardless of payment terms. By optimizing the cash conversion cycle and unrestricting credit, we help businesses maintain growth and stability in challenging financial environments. Our platform offers seamless integration, real-time insights, and automated processes that streamline financial operations, providing businesses with the control and agility to move their working capital freely.

Working capital, payment and spend insights

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Risk mitigation

Post invoices, submit credit requests, retrieve reports, track customer payment status, and verify customer credit limits with full transparency.

Killer Design Work

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Attention Grabbing Looks

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Saves Precious Time

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Visual Page Builder

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THE LEADER IN B2B WORKING CAPITAL FINANCE THROUGH TECHNOLOGY-DRIVEN SOLUTIONS.

A platform built to improve efficiency, accuracy and profitability in our clients asset-based lending, factoring, invoice discounting and purchase order finance operations.

By optimizing our clients cash conversion cycles through creative financing solutions and cutting-edge financial technology, businesses can identify potential improvements in their operational processes and financial management, ultimately leading to better liquidity and profitability.

At eCapital, we offer the most advanced financial technology and comprehensive service package on the market hosted on a single, core platform.

OUR UNIQUE SELLING PROPOSITION (USP):

  • Easier and faster access to working capital than traditional banking system
  • Access to capital scales as the business grows
  • Both formulaic and modular financing solutions
  • Industry agnostic, one-stop shop for working capital needs
  • Strong track record of client retention and wallet share growth

POWERED BY:

  • 15 years of proprietary data from millions of invoices across 80+ industries
  • Highly scalable, tech-driven approach that is opening up even more opportunities
  • The latest embedded ML and AI technology within our intelligent data core

THE PLATFORM

SHAPING THE FUTURE OF ASSET-BASED FINANCE

Traditional financial solutions are struggling to support the ongoing needs of small to mid-market businesses. At eCapital, we built a platform with AI and machine learning (ML) embedded at the core, giving you the power to adapt in a changing world.

  • Quick and seamless access to funding
  • Customizable lending facilities
  • Industry-knowledgeable financial partners
  • Ability to track and manage workflow & payments
FAST FACTS
170
OF PROPRIETARY DATA TO LEVERAGE FOR MACHINE LEARNING
89
FUNDINGS INCEPTION TO DATE
25
YEARS FUNDING GLOBAL BUSINESSES
80
INDUSTRIES FINANCED THROUGH OUR TECH

TRUE CLOUD ARCHITECTURE

ONE PLATFORM, UNLIMITED INNOVATION

eCapital is built with a true cloud architecture. This means all our customers are on the same version, with new features and enhancements released every week. So we can scale and deliver innovation with minimal disruption. The best part? No customer is ever left behind.

Scalability when you need it

With eCapital, you can scale up the volume of data, workload, and speed, all in a hyperscale environment.

Thousands of improvements a year

As a client, you have control over when to preview, test, and deploy any new capabilities, minimizing change impact.

Security fixes in minutes

With a security model designed to meet the needs of the most security-focused clients in our ecosystem, everyone wins.

EMBEDDED AI AND ML

POWER THE FUTURE OF BUSINESS FINANCE

Machine learning and artificial intelligence are revolutionizing processes and delivering meaningful business value for our clients’ competitive advantage. At eCapital, AI and ML are embedded into the very core of our technology platform to deliver true, measurable business adaptability in the future of business finance.

INTELLIGENT DATA CORE

A CENTRALIZED SOURCE OF INTELLIGENCE

Our intelligent data core combines external data and eCapital data all in one place. It starts with huge amounts of data flowing into our pipeline. Then a single set of services map, model, and manage all that data in real time.

Intelligent data pipeline

At eCapital, we pull together internal & external data into our platform at scale—even from multiple entry points—to create a unified hub of financial, and operational data.

Intelligent data management

Our object management services map ingests data and continuously manage relationships between it—so it’s always up to date.

Intelligent data services

Data services allow clients to unlock personalized composite app experiences unique to eCapital such as automated insights, enrichment, and summarization.

eCapital Connect Mobile Login and Dashboard

eCAPITAL MOBILE APP

RUN YOUR BUSINESS FINANCES
ANYWHERE

The eCapital Mobile App keeps up with the speed of your business, allowing you to track and manage your account, no matter where you are.

LEARN MORE ABOUT
FINANCIAL TECHNOLOGY

What is OCR? And How is it Changing the World of Accounts Receivable Financing for the Better?

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How Robotic Process Automation (RPA) is Changing Asset-Based Finance

Robotic Process Automation (RPA) is emerging as a transformative force in t...
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The Importance of Artificial Intelligence (AI) and Machine Learning in Accounts Receivables Financing

Businesses are constantly seeking ways to improve efficiency, reduce risks,...
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INVESTOR INQUIRIES

Let’s Talk Opportunities

Contact Us