There are many strategies for growing your staffing company – everything ...
PAYROLL FUNDING
MAKE PAYROLL ON TIME, EVERY TIME
Fast, reliable payroll funding solutions that get you the most money for your staffing business.
WORKING CAPITAL TO PAY YOUR WORKFORCE
Paying your workforce on time by meeting payroll is critical. But when you are waiting for your clients to pay, where do you find the cash? Our payroll funding solutions can get you the cash you need to make payroll, manage operations and achieve your business goals.
FAST FUNDING
Streamlined approval and setup process to get you the cash you need.
MORE FLEXIBLE
Scalable financing that adapts to your evolving needs.
MOST MONEY
Maximize your working capital.
INDUSTRY EXPERTS
In depth understanding of the staffing industry.
HOW CAN WE HELP?
You’re working hard to build and grow your staffing company. Navigating through economic changes, adjusting to fluctuations in labor demand, and staying on top of day-to-day operations isn’t easy. But how you manage cash flow should be.
You need a responsive payroll funding company that is also a flexible financial partner who will support your business with the working capital it needs. eCapital’s payroll funding solutions are designed to suit your staffing company’s unique challenges, with a team of industry experts behind you every step of the way.
Business growing fast?
Scale your payroll funding quickly to meet increasing demands.
Trouble at the bank?
Put an end to tripping covenants at the bank and secure a reliable source of payroll funding.
Want fewer restrictions?
Get a flexible payroll funding solution without the red tape–and more freedom to run your business your way.
Just getting started?
We’ll quickly get you set-up with the cash you need so you can focus on growing your business
PAYROLL FUNDING SOLUTIONS
Whether you’re just getting started or looking for a new financial partner to help you take your business to the next level, let’s talk. We’ll work with you to tailor a payroll funding solution that meets your needs and exceeds your expectations.
INVOICE FACTORING
The fastest way to make payroll. Unlock the cash in your outstanding invoices.
ASSET-BASED LENDING
Retain greater control of your finances with the flexibility of an asset-based loan.
Payroll Funding Benefits
Tap into the Benefits of Payroll Funding
INDUSTRY-LEADING PAYROLL FUNDING
You won’t find a better payroll funding solution! eCapital is committed to helping your business grow and thrive by offering payroll funding for staffing companies that you can count on. With our faster, more flexible payroll funding solutions you will get the most money to support your business goals. See what our staffing industry experts can do for you.
24/7 Access to Your Cash
Manage your money your way. With eCapital Connect, our proprietary account management software, you are in control of your finances at anytime, day or night.
Fair & Affordable Rates
Our rates are the most competitive in the industry. We know what it takes to maximize your working capital and will customize a payroll funding solution to meet your needs.
Seamless Transition
We understand that making and covering payroll is critical to your business and financial disruption is not an option. We're pros at onboarding new staffing clients and our account management team is here for you every step of the way.
Facilities up to $50 Million
Access the funding your staffing business needs now and into the future. As your business grows, so does the financing available to you.
Tips & Advice
Tap into our in-depth knowledge of the staffing industry to better manage your business. Get smart, actionable advice and useful tips from staffing industry factoring company veterans.
No Hidden Fees
We believe in transparency in all we do. That means no surprises when it comes to our agreements.
INSTANT
TRANSFERS 24/7
TRANSFERS 24/7
eCapital InstaPay
INSTANT MONEY
Send money in an instant with eCapital InstaPay.
- Transfer money in real-time.
- 24/7 accessibility.
- Seamless bank integration.
- Fast and convenient way to transfer funds electronically.
- Pay just $10 for instant transfers.
Get Started
eCapital Visa® Commercial Card
Simplify Your Expenses
Access your money anytime and simplify business expense management with eCapital Visa® Commercial Card.
- Provide unlimited Visa® commercial cards to employees.
- Set spending limits.
- Restrict cards to certain types of purchases.
- Easily track and control expenses.
- Pay no annual fees or interest rates.
Get Started
ACCESS YOUR
MONEY ANYTIME
MONEY ANYTIME
EASILY SEND
MONEY
MONEY
eCapital Third-Party Payments
Streamline Payments
Easily send money to external parties with eCapital Third-Party Payments.
- Securely send payments anytime, anywhere.
- Make timely payments to vendors, suppliers, and partners.
- Minimize errors and save time with centralized payment management.
Get Started
WHAT OUR PAYROLL FUNDING CLIENTS SAY
LATEST WEBINAR
MASTER PAYROLL FUNDING SECRETS FOR STAFFING AND
RECRUITING COMPANIES
In this session, our team of experts share essential insights that every staffing agency should know when it comes to payroll funding.
PROUD MEMBERS OF
FREQUENTLY ASKED QUESTIONS
What is Payroll Funding?
Payroll funding is a financial service where businesses receive advance payments based on their outstanding invoices or future revenue, primarily to cover payroll expenses. This ensures that employees are paid on time, even if the company is waiting on client payments or experiencing temporary cash flow disruptions. Our payroll funding solutions include both invoice factoring and asset based lending.
How does Payroll Funding work?
Typically, a payroll funding company will advance a percentage of the business’s outstanding invoices or projected revenue. The business can then use these funds to meet its payroll obligations. Once the invoices are paid by the clients, the business repays the advance to the funding company, along with any fees or interest.
What is an asset-based loan?
An asset based loan is a secure loan based on the value of the assets within your staffing agency such as your accounts receivable.
Is Payroll Funding the same as a loan?
No, payroll funding is not a loan. It’s an advance on the business’s own revenue or receivables. This means it typically doesn’t incur debt on the balance sheet, and the qualification criteria may differ from traditional loans.
How long does it take to setup a Payroll Funding solution with eCapital?
The time it takes to set up a payroll funding solution varies and is dependent on the solution and the complexity of your business. Invoice factoring is the fastest, with set-up in days. Asset based loans involve more due diligence and generally take a few weeks.
How fast can I access funds through Payroll Funding?
The speed of access to funds can vary by provider, but here at eCapital, we offer payroll funding services with quick turnaround times, often providing funds within 24 to 48 hours after approval.
What types of businesses use Payroll Funding?
Businesses across various sectors use payroll funding, especially those with inconsistent cash flow or long invoice payment cycles, such as staffing agencies, consulting firms, and companies in the construction, manufacturing, and service industries.
How do asset based loans compare to a bank loan or a credit line?
Asset based loans are usually easier to qualify for than a bank loan or credit line as the facility is backed by your staffing business’s receivables and assets. You just need to show a track record of profitability and strong financial controls.
Let's Talk
See what we can do for your business.