As businesses grow, balancing day-to-day operations with long-term investments becomes increasingly challenging, especially when cash flow is tight. That’s where we come in—helping you access the capital you need to expand your team, invest in equipment or inventory, launch new products, or fund acquisitions.
With the right capital strategy from eCapital, you can seize opportunities, outperform competitors, and scale with confidence.
of small businesses fail due to cash flow problems, not lack of profitability.*
of high-growth companies report cash flow constraints as a barrier to scaling operations.**
*U.S. Bank Study
**Sage Research
High-growth financing refers to funding solutions tailored for businesses experiencing rapid expansion—whether scaling operations, launching new products, entering new markets, or meeting surging demand. These businesses often need access to capital quickly and repeatedly, but may not yet have the profit history or financial ratios traditional lenders require.
For these scenarios, flexible, asset-based financing options such as accounts receivable (A/R) financing, asset-based lending (ABL), and inventory financing are ideal. These solutions allow businesses to unlock working capital tied up in receivables or other assets, providing fast, scalable funding that grows with the business.
Rather than taking on restrictive debt or giving up equity, high-growth businesses can leverage what they already have to fund expansion—ensuring cash flow keeps pace with opportunity.
Have more questions? Our experts are here to make funding simple, clear, and stress-free.
When it comes to funding your business, you need more than a traditional lender—you need a partner who understands your operations, your assets, and your urgency.
Clients choose eCapital when they need an engaged, solutions-oriented, long-term credit partner with proven capacity, creativity, and continuity. Our expertise is customization—whether on a $5 million or $150 million facility, employing a meticulous, hands-on strategies.
Our tight-knit group of financing experts are agile and client-centric, yet backed by extensive resources with the scale to conquer any challenge. This means we are going to be a better credit partner through every business cycle, bringing capabilities and passion—as patient, flexible problem-solvers—other providers simply do not have. Our track record speaks for itself.
"*" indicates required fields
High-growth financing provides flexible capital to companies experiencing rapid expansion. It’s designed to support increased demand, new hires, inventory needs, market entry, and more—without the rigid requirements of traditional loans.
Common options include accounts receivable (A/R) financing, asset-based lending (ABL), inventory financing, and revenue-based funding—solutions that scale with your business and unlock capital from existing assets.
Unlike traditional loans that rely heavily on credit history and profitability, fintech lenders focus on asset value and cash flow potential. This means faster approvals, more flexibility, and funding aligned with your growth pace.
Not necessarily. Many high-growth businesses reinvest profits into scaling. We look at the strength of your receivables, assets, and growth trajectory—not just bottom-line numbers.
You can use funds to support hiring, inventory, technology upgrades, equipment purchases, geographic expansion, marketing campaigns, and other growth-related needs.
No. Our solutions are non-dilutive, allowing you to retain full ownership while still accessing the capital you need to grow.
Yes. Financing like ABL and A/R grows alongside your assets and revenue—giving you more working capital as your business expands.
