TRANSPORTATION FACTORING & FINANCING

CASH FLOW YOU CAN COUNT ON

Get the most money for your business and leverage the expertise of one of
North America’s largest commercial trucking finance companies.

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OUR STORY

CHOOSE THE TRANSPORTATION EXPERTS AS YOUR FREIGHT PARTNER

Founded by owners in the trucking industry and financial experts, eCapital offers an unmatched package of financing solutions for transportation companies of all types & sizes.

With cutting-edge technology and an expert team, eCapital has provided financing solutions to trucking companies for 17+ years. Our revolutionary platform empowers owner-operators, fleets, and brokers to excel in the freight business, all backed by customized financing advice tailored to the industry’s unique needs.

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30
BILLION FUNDED TO FREIGHT BUSINESSES
22000
TRANSPORTATION CLIENTS SERVED
17
YEARS EXPERIENCE
400
EXPERTS IN TRANSPORTATION

WE HELP
TRANSPORTATION
COMPANIES GROW
AND THRIVE

Thousands of businesses in the transportation industry trust eCapital’s specialized services. Whether you have one or 1000 trucks, we’ll make sure you get the money you need to move your business forward with our creative transportation finance solutions.

OWNER OPERATORS

Start your journey with confidence by accessing same-day freight factoring, fuel discounts, and flexible payment solutions.

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FLEETS

Our dedicated fleet experts work with you to customize a financing plan that supports your goals for growth or recovery.

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FREIGHT BROKERS

Enhance your partnerships with carriers and optimize your revenue through our specialized freight broker factoring program.

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WE’RE MORE THAN A
TRANSPORTATION FACTORING COMPANY

At eCapital, we’re always innovating our solutions to improve the way freight businesses manage their bottom line. Using technology & industry expertise, we’ve put together a truly unique package of offerings topped with world-class customer service that makes us completely different from our competitors.

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    FINANCING SOLUTIONS FOR ANY SITUATION

    No matter your size or situation, we have a number of creative financing products designed for your freight business—not just factoring.

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    MORE TOOLS TO BETTER MANAGE YOUR BUSINESS

    eCapital clients get instant access to modern, cost-effective freight tools such as a TMS to better manage your freight and a load board to post/find loads & lanes with a network of over 400,000 shippers, brokers & carriers.

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    MORE WAYS TO SAVE MONEY

    eCapital clients can bundle their solutions with Fuel Cards, Visa Cards, Lines of Credit and much more, all designed to save you money.

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    CREDIT CHECKING TO PROTECT YOUR BUSINESS

    eCapital clients can bundle their solutions with Fuel Cards, Visa Cards, and much more, all designed to save you money.

FREQUENTLY ASKED QUESTIONS ABOUT TRANSPORTATION FACTORING & FINANCING

What is transportation finance?

Transportation finance for freight companies refers to the financial services and solutions tailored specifically to meet the unique needs of businesses operating in the freight and transportation industry. It encompasses a range of financial products and services designed to address the financial challenges and support the growth of freight companies.

What is transportation factoring?

Transportation factoring is a financial service where transportation companies sell their outstanding invoices to a factoring company for immediate cash, improving cash flow and allowing them to cover operational expenses without waiting for customers to pay.

What is fleet financing?

Fleet financing refers to the financial arrangements and methods used to acquire and manage a fleet of vehicles or equipment for commercial purposes. It involves securing the necessary capital to purchase or lease a fleet and managing the associated financial aspects throughout the fleet’s lifecycle. Fleet financing is commonly used by businesses that rely on transportation, such as logistics companies, delivery services, trucking companies, and rental car agencies.

Fleet financing can encompass various financial options and strategies.

How do I choose the best transportation factoring company?

Evaluate factors such as the company’s reputation, fee structure transparency, funding speed, advance rate, and whether they offer recourse or non-recourse factoring. Reading reviews and seeking recommendations from industry peers can also be helpful.

What is freight factoring?

Freight factoring, truck factoring or logistics factoring is a specialized form of invoice factoring designed for the transportation industry. It is a mainstream financial strategy that involves factoring transportation receivables by the selling of account receivable invoices at a discounted rate in exchange for immediate cash.

What is a factoring company?

A factoring company, also known as a “factor,” is a financial institution or service that purchases accounts receivable (i.e., unpaid invoices) from businesses. This is done to provide the businesses with immediate cash, which they can use to finance their operations, cover expenses, or grow their businesses.

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