Your next financial breakthrough is already
within your business

Do you want to take some capital out of your business? Sell it entirely? Perhaps it’s time to begin to transition ownership to family or management, or just diversify your personal assets by recouping shareholder investments? Whatever your vision, it is possible to strike the right balance between value in your business, and in personal wealth.

DIVE DEEPER

Here’s what you can expect from eCapital

When it comes to funding your business, you need more than a traditional lender—you need a partner who understands your operations, your assets, and your urgency.

  • Immediate access to liquidity
  • Streamlined applications, fast decisions, and predictable access to funds.
  • Solutions that adjust as your cash flow or working capital needs change.
  • Flexible, non-bank options that are asset-driven, not credit-score-driven.
  • Financing based on the value of their receivables, inventory, or assets—not based on rigid financial ratios.
  • Discreet, behind-the-scenes funding solutions that allow you to operate normally.

OUR PHILOSOPHY

Private credit solutions with scale, strategy, and staying power

Clients choose eCapital when they need an engaged, solutions-oriented, long-term credit partner with proven capacity, creativity, and continuity. Our expertise is customization—whether on a $5 million or $150 million facility, employing a meticulous, hands-on strategies.

Our tight-knit group of financing experts are agile and client-centric, yet backed by extensive resources with the scale to conquer any challenge. This means we are going to be a better credit partner through every business cycle, bringing capabilities and passion—as patient, flexible problem-solvers—other providers simply do not have. Our track record speaks for itself.

Fast facts
19
YEARS FUNDING BUSINESS SUCCESS
42
CLIENTS FINANCED
VIEW OUR LATEST PARTNERSHIPS

LATEST TRANSACTIONS

Have a look at some clients we’ve helped in our latest transactions

SEE MORE TRANSACTIONS
$5,000,000

Aviation Services Leader Secures $5,000,000 ABL Facility From eCapital

A leading aviation services company based in Ontario, CA, has successfully secured a $5 million Asset-Based Lending (ABL) facility from eCapital. This. . .
ASSET BASED LENDING
$3,500,000

eCapital Provides $3.5MM Confidential Invoice Factoring and Inventory Financing Facility to Canadian Organic Food Manufacturer

With a legacy spanning over 40 years, the manufacturer, once the pioneering brand in its category, sought to revitalize its prominence in the industry. . .
INVOICE FACTORING
$1,200,000

100-bed Skilled Nursing Facility Receives $1.2MM Secured Revolving Line of Credit From eCapital

This 100-bed skilled nursing facility in Iowa came under new ownership in late 2023 and required working capital financing to facilitate operations. e. . .
ASSET BASED LENDING
SEE MORE TRANSACTIONS

LETS TALK

Accessing the wealth in your business has never been easier

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Frequently asked questions
about unlocking business wealth

What does it mean to unlock financial wealth in a business?

Unlocking business financial wealth means tapping into hidden or underutilized assets—such as unpaid invoices, inventory, or equipment—to generate working capital. It often involves using strategic financing solutions to improve liquidity, accelerate growth, or fund new opportunities without taking on traditional debt.

How can invoice factoring help unlock cash tied up in receivables?

Invoice factoring allows businesses to sell their outstanding invoices to a lender (like eCapital) for immediate cash—typically within 24 hours. This improves cash flow by eliminating the wait for customer payments and gives companies the working capital needed to cover expenses, invest in growth, or take on more business.

What is asset-based lending and how does it work?

Asset-Based Lending (ABL) provides businesses with a revolving line of credit secured by their assets—such as accounts receivable, inventory, or equipment. This gives companies access to capital that grows with their assets and scales as their business expands.

Can specialty financing help during periods of rapid growth or market volatility?

Yes. Specialty lenders like eCapital provide flexible, scalable financing solutions that adapt to a business’s evolving needs. Whether you’re experiencing a surge in orders, delayed customer payments, or supply chain disruptions, having tailored funding helps you maintain stability and seize new opportunities.

What’s the difference between specialty lenders and traditional banks?

Specialty lenders focus on flexible, fast, and asset-backed financing—where credit decisions are based on business potential, not rigid credit scores. Traditional banks tend to have stricter requirements and longer approval times, which can limit access to capital for many small or mid-sized businesses.

How quickly can I access funds with eCapital?

With eCapital, businesses can access funds in as little as 24 hours after approval. This speed is critical for companies managing tight cash flow, unexpected expenses, or new growth opportunities.

Is unlocking financial wealth only for struggling businesses?

No. Many thriving businesses use financing solutions to stay ahead. Whether it’s investing in technology, hiring staff, expanding into new markets, or managing seasonal demand, strategic funding allows businesses to grow smarter and faster.

Can I still use specialty lending if I have existing debt?

Yes. Many solutions, like factoring or ABL, don’t add long-term debt to your balance sheet. In fact, they can help you manage debt more effectively by improving cash flow and reducing reliance on high-interest loans or credit lines.

How do I know which financial solution is right for my business?

eCapital’s team of experts works directly with you to understand your goals, industry, and cash flow needs. They then tailor a solution—whether it’s factoring, ABL, supply chain finance, or equipment financing—to help you unlock the most value from your assets and support your long-term growth.

Ask an Expert

We’ve got a team of financing experts available to answer any questions you may have about unlocking business wealth.
GET STARTED TODAY

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