LEADING THE WAY

Listening to the financial needs of businesses and
then offering a better solution.

About Us

eCapital is committed to supporting small and middle-market companies by accelerating their access to capital. Since 2006, we have been building our resources in the alternative lending category to ensure that we can achieve this overall vision. We are leading the way through a combination of aggressive organic growth, strategically aligned acquisitions and the application of technology and innovation to optimize the overall customer experience.

Our Mission

Empowering companies by accelerating their access to capital.

Our Vision

To lead the way in North America as an innovative provider of capital solutions.

CORE VALUES

Our core values represent the guiding principles we follow in conducting our business every day.

AGILITY

When companies need access to capital, they need a partner that is agile enough to provide a solution that responds to their specific needs. To achieve this goal consistently, we strive to be RESPONSIVE, highly ADAPTIVE and always EXPEDIENT in bringing our financial solutions to fruition.

RELATIONSHIPS

Whether we are working with investors, partners, employees or clients, strong relationships anchored in mutual TRUST are an essential part of our business model;. To accomplish this, we approach every relationship with a high level of INTEGRITY and ensure that we provide CLARITY of purpose in everything we say and do.

ACCOUNTABILITY

Since our business model is based on the movement of capital, we embrace the need to be highly accountable in our actions. As a result, our team places consistent emphasis on being THOROUGH in our preparation, TRANSPARENT in our actions and highly ETHICAL in our decision-making.

INNOVATION

To ensure that we deliver the best possible experiences, we focus on technology and innovation in everything we do. We encourage our entire team to be FORWARD THINKING in how they approach challenges, and SOLUTIONS FOCUSED in applying innovation to improve the client experience.

Focus, Integrity and Perseverance Drive our Success

Clients Funded

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Let's Connect

Find out more.

866.640.8083

Cost-per-mile-calculator

Step 1 of 6

Your Fixed Costs
Fixed costs are expenses that your company incurs whether your trucks are hauling a load or sitting in the parking lot. Fixed costs include expenses like insurance, property leases, permits and other services. We've included the national average for fixed costs numbers below. Please change each value to reflect your costs and see your results in real time.
How much do you pay for your truck payment?
If you are making lease payments on your truck, then you can enter that expense here. Otherwise, you can enter 0.
How much is your trailer payment?
If you are making lease payments on your trailer, then you can enter that expense here. Otherwise, you can enter 0.
How much do you pay for insurance & medical?
You can include your truck insurance, health insurance, and drug and alcohol testing expenses here.
How much do you pay for your license, permits & registration?
You can include your annual vehicle inspection, IRP renewal, tractor & trailer registrations, driver's license renewal, state business annual report, UCR and HUVT 2290 expenses here. To get your monthly expenses, just divide the total by 12.

How much do you pay for ELD and home parking?
You can add your monthly ELD and home parking expenses.
How much do you pay for your phone & internet?
You can include your cell phone, landline, and internet expenses here.
How much do you pay for software & services?
You can include your accounting software, Amazon Prime or Netflix expenses here.
How much do you pay for business development?
You can include your load board, OOIDA membership or website marketing expenses here.

Your Variable Costs
Variable costs are those that your company spends in operating its trucks. These costs include fuel, maintenance, repairs, meals, lodging and other expenses incurred on the road. We've included the national average for variable cost numbers below. Please change each value to reflect your costs.
How much do you pay for your home office?
You can include your office supplies, postage, office equipment & accessories or educational classes & materials expenses here.
How much do you pay for maintenance & supplies?
You can include your tires, truck maintenance, truck washes, truck supplies, fuel additives, cleaning supplies, small tools, gloves or sunglasses expenses here.
How much do you pay for tolls & taxes?
You can include your IFTA, tolls or scale expenses here.
How much do you pay for travel expenses?
You can include hotel/lodging, shower, paid parking on the road or meals here.

How much do you pay for truck repairs?
You can include simple/large repairs, body work or corrective action expenses here.
How much do you pay for fuel?
You can include your monthly fuel expenses here.
How much do you pay in miscellaneous expenses?
You can include any other expenses that you incur while on the road.
How much do you pay for drivers’ salaries?
You can include what you pay your drivers here. If you are an owner-operator, then include your pay here.