Fast, flexible equipment financing to get your business the working capital it needs to thrive.

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See what we can do for your business.

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Let’s Talk

See what we can do for your business.

  • This field is for validation purposes and should be left unchanged.


You have highly-valued equipment assets. Use them to secure financing with a fast, flexible equipment financing solution built to maximize your working capital. Get the cash you need to take on new contracts, manage the cyclical nature of business, fund an acquisition or improve operations. Our team of equipment finance experts can get you the funding you need to achieve your business goals.

Improve cash flow

Inject cash into your business and restructure your debt according to your current and future requirements.

Raise working capital

Use the funds for expansion, improvements, marketing or R&D.

Maintain a consistent budget & reduce risk

Help mitigate the uncertainty of investing in a capital asset until it achieves a desired return.

Hedge against inflation

Instead of paying the total cost of equipment up front or with a large down payment in today's dollars, the stream of payments delays your outlay of funds

Manage business cycle fluctuations

Maintain cash flow and have greater certainty in budgeting.

Leverage equipment expertise

Count on us to be a valued consultant for lifecycle asset management solutions.


We provide equipment financing for a range of equipment types across multiple industries. Our areas of focus include:

Aerospace & Defense


Food & Beverage






Printing & Packaging


What Our Clients Say

TomNew Jersey

They care about us, and I have the best account representative out there. I feel like she’s family.

VictorWashington, D.C

eCapital is twice as reliable as a hard lender and twice as cost-effective.


We are very happy with our relationship with eCapital. Our account manager is the best! He is always easy to reach and happy to help with any questions we have – and he pushes things through when we need it.

AldoraNew Hampshire

Our account manager is phenomenal. The process and communication are excellent. We have been quite impressed, especially having a previous company as a point of comparison.


eCapital helped me to set up my company’s factoring service within a couple of weeks. They walked me through the entire process and were a great help from beginning to end. I have worked with many banks in my past positions and I have rarely worked with someone who worked so quickly to make things happen.


eCapital has been key in assisting without international expansion in North America and Central Europe.

ChrisNew Jersey

We researched and interviewed a number of factors and other lenders. In the end, eCapital’s formula for receivables financing was the best for our needs.


We chose eCapital Commercial Finance at first because of their reputation and expertise in the apparel industry and we’ve stayed because of our relationship with their support team and the assurance we have that the money we need will always be there.


eCapital worked with us to create a flexible financing platform that allows us to take advantage of opportunities as they arise, and we appreciate the team’s accessibility. Decisions are made and communicated quickly to avoid disrupting the business flow.


When we meet with potential new business, we tell them that we have financial support from an international conglomerate. Our relationship with eCapital Commercial Finance allows us to take on additional business much easier than it would be working with a traditional bank.

JosephNew York

eCapital helps us overcome hurdles and just makes things easier. Equipment gets dropped off, we pick it up and handle everything - right across borders - until it reaches its destination.


One thing that eCapital does well is they're great on customer service on the day-to-day account manager's side. They're fantastic to work with. They do whatever they can help you and are always available, similar to how traditional banking worked 30 years ago.

KennethNorth Carolina

The whole financial package is just perfect for small companies. eCapital Commercial Finance’s solution addressed all of our problems. Every small company should have a lender that will work with them to overcome obstacles, like eCapital does.

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