Tap into your company’s assets to generate the cash you require.
See what we can do for your business.
eCapital turns your assets into working capital to invest back into your company. You’ll have the money you need to take advantage of opportunities or turn your business around with a loan secured by your receivables, inventory, machinery, equipment or real estate.
Quickly tap into your assets to generate the cash you need — usually within 24 hours of approval as a revolving line of credit.
Easier than qualifying for a bank loan or line of credit.
Contract terms are established to meet your requirements.
The team will structure a program tailored to your business needs and support you along the way.
Leverages your assets to finance growth, purchase new equipment, fund acquisitions and turnaround situations, cash in on supplier discounts, increase purchasing power or prepare for seasonal demands.
Suitable for SMBs and large corporations.
Up to 90% of your eligible invoices, including foreign A/R.
Up to 85% of net orderly liquidation value.
Up to 85% of net orderly liquidation value.
Up to 75% of fair market value.
Asset Based Lending is a good solution for your business if you are a:
“They care about us, and I have the best account representative out there. I feel like she’s family.”
“eCapital is twice as reliable as a hard lender and twice as cost-effective.”
“We are very happy with our relationship with eCapital. Our account manager is the best! He is always easy to reach and happy to help with any questions we have – and he pushes things through when we need it”
“eCapital makes it simple. You send through the documentation online and the factoring line is in your account when you expect it. It’s just a process that works.”
“Our account manager is phenomenal. The process and communication are excellent. We have been quite impressed, especially having a previous company as a point of comparison.”
“eCapital helped me to set up my company’s factoring service within a couple of weeks. They walked me through the entire process and were a great help from beginning to end. I have worked with many banks in my past positions and I have rarely worked with someone who worked so quickly to make things happen.”
“eCapital has been key in assisting without international expansion in North America and Central Europe.”
“We researched and interviewed a number of factors and other lenders. In the end, eCapital’s formula for receivables financing was the best for our needs.”
“We chose eCapital Commercial Finance at first because of their reputation and expertise in the apparel industry and we’ve stayed because of our relationship with their support team and the assurance we have that the money we need will always be there.”
“eCapital worked with us to create a flexible financing platform that allows us to take advantage of opportunities as they arise, and we appreciate the team’s accessibility. Decisions are made and communicated quickly to avoid disrupting the business flow.”
“When we meet with potential new business, we tell them that we have financial support from an international conglomerate. Our relationship with eCapital Commercial Finance allows us to take on additional business much easier than it would be working with a traditional bank.”
“eCapital helps us overcome hurdles and just makes things easier. Equipment gets dropped off, we pick it up and handle everything – right across borders – until it reaches its destination.”
“One thing that eCapital does well is they’re great on customer service on the day-to-day account manager’s side. They’re fantastic to work with. They do whatever they can help you and are always available, similar to how traditional banking worked 30 years ago.”
“The whole financial package is just perfect for small companies. eCapital Commercial Finance’s solution addressed all of our problems. Every small company should have a lender that will work with them to overcome obstacles, like eCapital does.”
