Asset Based Lending

Tap into your company’s assets to generate the cash you require.

Let’s Talk

See what we can do for your business.

Make Your Assets
Work For You

eCapital turns your assets into working capital to invest back into your company. You’ll have the money you need to take advantage of opportunities or turn your business around with a loan secured by your receivables, inventory, machinery, equipment or real estate.

Why You’ll Like It

Fast

Quickly tap into your assets to generate the cash you need — usually within 24 hours of approval as a revolving line of credit.

Easy

Easier than qualifying for a bank loan or line of credit.

Flexible

Contract terms are established to meet your requirements.

Personal

The team will structure a program tailored to your business needs and support you along the way.

Improves Liquidity

Leverages your assets to finance growth, purchase new equipment, fund acquisitions and turnaround situations, cash in on supplier discounts, increase purchasing power or prepare for seasonal demands.

Works For Any
Size Business

Suitable for SMBs and large corporations.

How Asset Based Lending Works

3 stacked invoices
Accounts Receivable

Up to 90% of your eligible invoices, including foreign A/R.

Graphic of 3 checkmarks placed vertically on a paper document icon
Inventory

Up to 85% of net orderly liquidation value.

two gears on top of one path to the left and one to the right with arrows
Machinery and Equipment

Up to 85% of net orderly liquidation value.

Orange house graphic
Real Estate

Up to 75% of fair market value.

Let’s Talk

See what we can do for your business.

Asset Based Lending is A Good Fit

Asset Based Lending is a good solution for your business if you are a:

Checkmark

Business trading with other businesses

Checkmark

Company with at least two years in business

Checkmark

Company that is unable to obtain traditional bank financing

Checkmark

Fast growing business where a bank loan is not the best solution

Checkmark

Business needing financing between $1M and $10M

Checkmark

In growth mode, going through an M&A or facing financial challenges

What Our Clients Say

Recently Funded Business

INDUSTRY
FACILITY
LOCATION
PRODUCT
Staffing
$1.5MM
Illinois, USA
Factoring
Financial Services
$10MM
Canada
Asset Based Lending
Staffing
$900M
Maryland, USA
Factoring
Distribution
$3MM
Virginia, USA
Factoring
Manufacturing
$3.2MM
Canada
Factoring
Oil and Gas
$3.5MM
Canada
Asset Based Lending

From Our Blog

BlogCommercial Finance
09.02.20

Payroll Funding – More Than a Quick Fix

Julie Gaines, Senior Vice President, Business Development Officer at eCapital Commercial Finance, has partnered with staffing companies for over 20 years to successfully finance their business operations. In this interview,…
BlogCommercial Finance
08.05.20

How to Finance Government Contracts

Carol Apicella, Senior Vice President, Business Development Officer at eCapital Commercial Finance, has been helping government contractors successfully finance their business operations for over 20 years. In this interview, Carol…
Business executive surrounded by computer monitors reviews data graphs printed on paperBlogCommercial Finance
06.13.20

Secure the Most Funding at the Lowest Rate

Growing a Small Business is Challenging and Finding the Right Financing is Vital for Success Small businesses are the backbone of the U.S. economy, making up 99.9% of all companies…

Let's Talk

See what we can do for your business.