In commercial lending, credit availability often depends on the value of a company’s collateral—things like accounts receivable, inventory, or equipment. But what happens when that collateral drops in value? That’s…
One of the golden rules in trucking cost management is to “control what you can.” While you can’t control fuel prices, you can manage how your fleet operates, buys fuel,…
More clients are falling just outside the credit box for both bank and non-bank ABL teams. Maybe the company’s financial performance has slipped. Maybe covenants would be too restrictive. Or…
Why Running Out of Inventory Costs More Than You Think For marketplace sellers, nothing is more frustrating than seeing demand soar—only to realize you’ve run out of stock. At first,…
Why Growing Sales Doesn’t Always Mean Growing Profits Online marketplaces have opened new doors for sellers worldwide, fueling an industry worth an estimated $6.3 trillion in global e-commerce sales in…
Effective working capital management is the backbone of financial stability and long-term growth. It determines how well a company balances short-term assets and liabilities to keep operations running smoothly, fund…
In the U.S., securing credit is no longer as straightforward as it once was. Commercial loan approval rates at big banks have fallen to just 13.2% in 2025, down from…
Regulators are some of the most powerful forces shaping how credit flows through the economy. From global bodies like the Basel Committee on Banking Supervision to national agencies like the…