Blog Archives

Products
- FUNDING FOR
  High Growth Companies Unlocking Business Wealth Extended Payment Terms Credit Availability Constraints Dividend Recapitalizations Unexpected Events Restructuring & Turnaround Seasonal Fluctuations Weak Financial Performance Debtor-in-Possession Buyouts, Mergers & Acquisitions
  
  ASSET-BASED FINANCE
  Asset-based Lending A/R Financing Inventory Financing Acquisition Financing Asset Refinancing Healthcare A/R Finance Exit Financing DIP Financing In-transit Financing CHOW Financing
  
  SUPPLY CHAIN FINANCE
  SCF for Buyers SCF for Suppliers B2B Buy Now, Pay Later Dynamic Discounting
  
  FACTORING
  Freight Factoring Invoice Factoring Sales Ledger Financing Reverse Factoring Payroll Funding
  
  TECHNOLOGY
  The Platform Mobile App Embedded Lending
  
  Talk to an expert
  
  Explore our case studies
Solutions
- Technology-driven working capital
  Experience our streamlined, digital-first financing solutions designed to accelerate cash flow and support scalable growth.
  
  Liquid Inventory
  Inventory-backed capital designed for marketplace sellers.
  
  FastTrack
  Supply chain finance platform optimizing invoice and payment flows.
  
  Core Technology
  
  Embedded Lending
  
  Explore enhanced offerings for your clients with embedded lending solutions.
  
  Learn more
  
  Talk to an expert
  
  Explore our case studies
Industries
- Healthcare
  
  Flexible financing solutions for your growing healthcare business.
  
  Staffing
  
  Payroll funding solutions that scale with your staffing business.
  
  Consumer Goods
  
  Creative, flexible financing solutions for the consumer goods industry.
  
  Transportation
  
  The fastest, smartest and easiest way for trucking companies to get paid.
  
  See more industries
  
  Seamless financial management, no matter where you are.
  
  Manage your finances anytime, anywhere with 24/7 access, 1 HR and weekend funding available.
  
  GET STARTED
  
  Talk to an expert
Company
- OUR COMPANY
  
  About Us Learn about eCapital
  
  News Our latest news
  
  Blog Get insights from top experts
  
  Careers Join the team
  
  Leadership Meet the leaders
  
  Our Finance Professionals Meet our representatives
  
  Recent Transactions See our latest fundings
  
  Contact Us Get in touch with our team
  
  Our Values
  
  Agility
  Adaptive. Responsive. Expedient.
  Relationships
  Clarity. Integrity. Trust.
  Accountability
  Thorough. Transparent. Ethical.
  Innovation
  Forward Thinking. Solution Focused.
  
  Talk to an expert
Partners
- PARTNERS WE WORK WITH
  
  At eCapital, we specialize in getting businesses the funding they need faster than any other finance company. Learn more about the relationships we have with our various partners:
  
  Turnaround Consultants Accountants/CPAs Commercial Loan Brokers Attorneys Financial Sponsors Bankers Financial Advisors Strategic Advisory Firms Debt Advisors/Debt Counselors Freight Brokers
  
  Technology Partners
  
  Explore enhanced offerings for your clients with embedded lending solutions.
  
  MEET US AT THESE UPCOMING EVENTS
  
  ACG M&A SoCal September 14-16 | Beverly Hills, CA
  CFLA Annual Conference September 14-16 | Whistler, BC
  Amazon Accelerate September 22-24 | Seattle, WA
  Treasurer's Imperative: Balancing Liquidity and Supply Chain Stability Webinar | September 24 | 2:00PM EDT
  SFNet/ TMA Atlanta & Carolinas Meet in the Middle September 28 | Greenville, SC
  
  RECENT TRANSACTIONS
  
  eCapital Provides $3.5MM Confidential Invoice Factoring and Inventory Financing Facility to Canadian Organic Food Manufacturer
  Chehalis, WA-based food & beverage business secures a $500K factoring line with eCapital
  See more transactions
  
  Talk to an expert
  
  Establish a tech partnership
  
  Become a referral partner

Jul 21

Financing Options for Professional Services Firms

By Alex Powers Blog

TL;DR Professional services financing helps firms manage the gap between delivering work, paying employees, and collecting client invoices. Common options include invoice factoring, accounts receivable financing, working capital lines, and…

Jul 21

How Agriculture Invoice Factoring Works

By Alex Powers Blog

TL;DR Agriculture factoring converts eligible unpaid customer invoices into near-term working capital, helping agricultural businesses cover payroll, suppliers, freight, packaging, and other operating costs while waiting for buyers to pay.…

Jul 21

How Much Does Oil and Gas Factoring Cost

By Alex Powers Blog

TL;DR Oil and gas factoring rates typically range from about 1% to 5% of the invoice value, while advance rates commonly range from 80% to 100%. The exact oil and…

Jul 21

How Farms Manage Seasonal Cash Flow

By Alex Powers Blog

TL;DR Seasonal cash flow in agriculture is shaped by the long gap between paying for inputs and receiving revenue from crops, livestock, or customer invoices. Strong farm cash flow management…

Jul 21

How Produce and PACA Factoring Works

By Alex Powers Blog

TL;DR Produce factoring converts eligible unpaid invoices into near-term working capital, helping growers, shippers, and distributors manage the gap between delivering perishable products and receiving customer payment. PACA factoring adds…

Jul 21

Embedded Finance for SaaS Platforms Explained

By Alex Powers Blog

TL;DR Embedded finance for SaaS platforms means integrating financial products directly into the software customers already use to run their businesses. Beyond payments, platforms can add accounts, cards, and working…

Jul 21

Has Your Business Outgrown Its SBA Loan? Here’s How to Finance the Next Stage of Growth

By Mike Baxter Blog

For many business owners, an SBA loan is a milestone. It provides access to growth capital when traditional financing may be difficult to secure and often serves as the foundation…

Jul 08

Factoring for owner-operators helps a truck driver receive same-day payment after delivery using freight factoring.

Factoring for Owner-Operators: How to Get Paid the Day You Deliver

By Alex Powers Blog

TL;DR: Owner-operators often wait weeks or months for invoice payments while operating expenses are due immediately. Freight factoring provides same-day cash for delivered loads, improving cash flow, covering business expenses,…