FREIGHT BROKER FINANCING

Flexible financing that grows with your freight brokerage

From carrier payments to back-office support, our freight broker financing helps you streamline operations, build carrier trust, and keep freight moving.

TALK TO AN EXPERT

We’re helping brokers scale with smarter payments and less back-office hassle

eCapital gives brokers the financial freedom to grow with access to fast and reliable cashflow. We manage carrier payments, and collections so you can focus on booking more loads, strengthening relationships, and growing your brokerage.

Bridge the payment gap with confidence

Pay carriers in days, not weeks, while waiting on shipper payments that may take 30–60 days or more.

Keep carriers happy and lanes covered

Offer quick pay options without using your own capital—improving reliability and load coverage.

Scale your brokerage with fewer limitations

Whether you’re booking 50 loads a week or 500, eCapital gives you the flexibility to grow without cash flow holding you back.

FREIGHT BROKER FINANCING

Financing designed for freight brokers who want to grow smarter and scale faster

With nearly two decades of experience in transportation finance, we understand the roadblocks freight brokers face—rising competition, slow-paying shippers, and tightening regulations. That’s why we offer more than just factoring. At eCapital, we help you maintain healthy cash flow and stay competitive with fast carrier payments, invoicing support, and collections services. Our tools and team simplify your operations so you can focus on running a profitable, sustainable brokerage.

Fast payments

Pay your carriers on time and cover daily expenses through fast funding and factoring tailored to your business.

Carrier payment services

Retain top carriers and keep them happy with the most competitive quick pay options.

Invoicing and collections

Let us handle your collections and billing so you can spend less time chasing payments and more time building your book.

24/7 access to client portal

Submit loads, manage funding, and track invoices with our easy-to-use platform available on desktop and mobile.

Dedicated freight experts

Get support from a team that knows the brokerage world inside and out. We’re here to help you succeed.

Great referral commissions

Receive industry-leading commissions for referring clients to eCapital.

DIVE DEEPER

CLIENT PORTAL AND MOBILE APP

Track, transfer, and get paid—anytime, anywhere

Manage your cash flow and simplify operations with technology built for the pace of trucking. The eCapital platform and mobile app make it easy to submit invoices, track payments, and access funds – anytime, anywhere. Get real-time insights, faster funding, and the tools you need to keep your business running smoothly.

  • Drivers can instantly upload invoices from their phone for fast funding.
  • Request payments in as little as an hour or the same day.
  • Move funds on your schedule, 24/7.
  • Transfer money effortlessly to 3rd parties with just a few taps.
  • Track invoices, funding status and reporting in one place.
eCapital dashboard on a phone.

SUCCESS STORIES

Financing that solves real challenges for freight brokers across all growth stages

Faster payments to strengthen carrier relationships

Freight broker happy at his computer.
OVERVIEW

A freight brokerage managing dozens of active carriers was struggling to retain trusted partners due to delayed shipper payments.

CHALLENGE

Shippers were taking 45–60 days to pay, but carriers needed funds within a week. Delayed payments caused frustration and attrition among top-performing carriers.

SOLUTION

eCapital implemented a quick pay program that advanced funds on approved invoices, enabling the broker to pay carriers within 24–48 hours. The solution improved carrier loyalty, reduced churn, and helped the brokerage secure more capacity during peak periods.

Financing expansion without taking on debt

Transport truck driving on the highway with the sunset in the background.
OVERVIEW

A fast-growing freight brokerage landed a new high-volume shipper but lacked the working capital to handle the increased carrier payments.

CHALLENGE

The business risked turning down a major growth opportunity due to cash flow constraints caused by long payment cycles.

SOLUTION

Using confidential sales ledger financing, eCapital advanced funds against approved receivables without alerting the shipper. This allowed the broker to take on the new volume without disrupting cash flow or relying on a traditional line of credit.

Managing inconsistent shipper payments

Freight broker with a headset on at his computer.
OVERVIEW

A mid-sized broker experienced erratic shipper payment cycles, leading to unpredictable cash flow and difficulty in planning operational expenses.

CHALLENGE

Without steady income, the business struggled to meet overhead costs and maintain payroll, especially during slow weeks.

SOLUTION

eCapital provided an asset-based lending facility tied to the company’s receivables. This gave the broker a revolving line of credit with predictable access to working capital—even when shippers paid late.

Launching with confidence and working capital with fast, flexible financing

OVERVIEW

A newly licensed freight brokerage needed to establish carrier trust and build volume but had limited liquidity and no lending history.

CHALLENGE

Traditional financing was not available due to lack of operating history, and slow shipper payments created a bottleneck for growth.

SOLUTION

eCapital offered freight factoring with a non-recourse structure, allowing the brokerage to offer fast, guaranteed payments to carriers. This built credibility quickly, supported early growth, and enabled the founder to scale with confidence.

Freight financing that delivers—just ask our clients!

For over 18 years eCapital, a freight factoring company, has helped more than 30,000 businesses grow. We want to do the same for you. Take a look at the latest reviews from our customers.

LETS TALK

Get a quote
from a freight financing expert

    By opting-in and submitting this form you consent to receive marketing email and text messages (e.g. promotions, product information, industry insights, etc.) from eCapital. See our Privacy Policy for further information.
  • $0.00
  • This field is for validation purposes and should be left unchanged.

Frequently asked questions
about financing for freight brokers

How does freight factoring support freight brokers?

Freight factoring bridges your cash flow gap by paying carriers and broker fees fast—without waiting weeks for shippers to pay. You submit your invoices and documents, and eCapital handles billing, collections, and payouts, keeping your brokerage running smoothly.

How fast will my carriers get paid?

With eCapital, carrier payments can be made as quickly as within 1 to 5 days, or faster through Quick Pay options. This speed helps you build stronger relationships and retain more dependable carriers.

What can I expect from carrier payment and back-office support?

eCapital handles your entire billing and collections process—so you don’t have to chase payments or manage accounts payable. Plus, you get access to digital tools like load tracking, credit checks, and invoice management.

How does factoring improve competitiveness?

Yes, freight brokers can use factoring companies to improve cash flow and keep operations running smoothly. Factoring allows a broker to receive immediate payment on unpaid invoices by selling them to a factoring partner. Instead of waiting 30 to 60 days for shippers to pay, brokers can access funds quickly and use that capital to pay carriers, cover expenses, or invest in business growth.

By delivering faster payment options and fuel advances, factoring enables your brokerage to attract top carriers and offer more favorable terms—giving you a competitive edge when carriers choose who to haul for.

Is factoring scalable as my brokerage grows?

Absolutely. eCapital’s factoring solution scales with your business—from emerging brokerages to high-volume intermediaries. As your deals increase, available funding grows with you.

What tools and resources come with the program?

As part of our freight broker factoring solution, you get a full technology suite: mobile and online portals, unlimited free credit checks, load management tools, fuel programs, and a dedicated account manager to support you around the clock.

Why choose eCapital for freight broker factoring?

eCapital offers deep transportation expertise, flexible, tailored cash-flow solutions, and a friction-free funding process. Our platform improves your brokerage’s reputation among carriers and shippers—while giving you more time to focus on growth.

Ask an Expert

We’ve got a team of financing experts available to answer any questions you may have about Broker Financing.
GET STARTED TODAY

Looking to learn more about Broker Financing?

Read our article Building Your Commercial Finance Broker Business

Learn more about freight financing for brokers

Don't Let Your Trucking Company Get Trapped by Double Brokering

The act of double brokering is the unauthorized transfer of a load to anoth. . .
Read More

What Is a Freight Broker, and What Do They Do?

Any experienced trucker will tell you that maximizing equipment utilization. . .
Read More

A Freight Broker's Path to Success

Freight demand has been regaining momentum following the initial disruptio. . .
Read More