Fuel growth through flexible financing designed to preserve liquidity and help fund ownership transitions without disrupting operations or cash flow.
Built for navigating capital constraints, our financing solutions unlock working capital from receivables and other assets, helping businesses secure funding to support acquisitions, expansions, or post-deal growth without draining cash reserves.
Access the capital you need without draining your cash reserves—so you can focus on integration, operations, and scaling after the transaction.
Access the capital you need without draining your cash reserves—so you can focus on integration, operations, and scaling after the transaction.
Use tailored financing solutions to fund ownership transitions or expansions while maintaining operational stability.
Ideal for companies expanding through M&A or succession, eCapital financing solutions unlock working capital from your existing assets – helping you fund acquisitions while maintaining operational stability.
Access the capital you need while retaining ownership and control of your business.
Use receivables, inventory, or equipment to unlock funding without added financial pressure.
Fund partner exits, management buyouts, or generational handovers with the right mix of capital solutions.
Unlock liquidity in advance so you can move quickly on strategic opportunities.
Financing that flexes with your business, so repayment supports—not strains—your operations.
Maintain access to working capital to invest in integration, operations, or future growth after closing.
Acquisition financing provides the capital needed to help a business acquire another company, division, or set of assets. While traditional acquisition financing often involves dedicated term loans or equity, asset-based lending (ABL) and A/R Financing give businesses the ability to leverage receivables, inventory, and other assets to create the liquidity needed to help fund acquisitions – without depleting cash reserves or disrupting operations.
Have more questions? Our experts are here to make funding simple, clear, and stress-free.
Meet Our Experts
Clients choose eCapital when they need an engaged, solutions-oriented, long-term credit partner with proven capacity, creativity, and continuity. Our expertise is customization—whether on a $5 million or $150 million facility, employing a meticulous, hands-on strategies.
Our tight-knit group of financing experts are agile and client-centric, yet backed by extensive resources with the scale to conquer any challenge. This means we are going to be a better credit partner through every business cycle, bringing capabilities and passion—as patient, flexible problem-solvers—other providers simply do not have. Our track record speaks for itself.
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Acquisition financing refers to the capital a business secures to buy another company. It can come in the form of debt, equity, or a combination of both, enabling the acquiring company to complete the transaction without relying solely on its own cash reserves.
Companies use acquisition financing to pursue growth opportunities, expand market share, or gain strategic capabilities—without tying up internal capital. It helps preserve liquidity and can make acquisitions feasible even for businesses without large cash holdings.
Common structures include senior term loans, asset-based lending, mezzanine debt, seller financing (where the seller helps finance the purchase), and private equity investments. Each comes with its own risk profile, cost of capital, and control considerations.
In asset-based acquisition financing, the buyer secures funding by using the assets of the business being acquired—such as accounts receivable, inventory, or equipment—as collateral. This approach can unlock capital even when the buyer’s credit profile is limited.
eCapital provides tailored acquisition financing solutions with faster approval times, flexible structures, and less rigid underwriting compared to traditional banks. Our deep deal expertise and ability to fund complex transactions make them valuable partners, especially in mid-market deals.
Absolutely. Many small and mid-sized businesses turn to acquisition financing to support succession planning, consolidate competitors, or enter new markets. Since traditional financing can be hard to obtain, alternative and asset-based solutions are often a more accessible route.
The primary risk is overleveraging—taking on more debt than the business can support. If the post-acquisition cash flow isn’t enough to cover debt obligations, it can lead to financial stress, reduced flexibility, or even default. Proper due diligence and realistic financial modeling are key to mitigating this risk.
