HISTORY

GROWING With Purpose

We have been expanding our resources to support our vision.

Our Story

Over the past 15 years, our organization has evolved to become a leading alternative lender. As we honed our vision, our business model focused on growing and acquiring critical resources that would support our business objectives. Through these continuing efforts, we are building a reputation as a strong alternative lender: delivering working capital solutions that meet our clients’ unique needs first and foremost.

5 people at conference table in high rise building all looking at each other, 3 men, 2 women

2022

UMB Bank’s A/R Division Acquired

With the acquisition of UMB Bank’s Accounts Receivable Financing Division portfolio, eCapital significantly strengthened its service delivery across hundreds of small and medium-sized businesses throughout the important US Midwest region.

History/Timeline

2021

InstaPay Acquired

With the acquisition of InstaPay Freight Factoring in November of 2021, eCapital further expanded its customer base across the essential transportation sector.

Los Angelas Commercial Finance

2020

REV Financial Group Portfolio Acquired

Added the factoring portfolio of REV Financial Group, Inc., based in Los Angeles, to give eCapital a stronger foothold in an important transportation hub on the West Coast.

History/Timeline

2020

Prosperity Funding Acquired

To strengthen its position as a specialty lender in the staffing industry eCapital acquired Prosperity Funding Inc., a Fort Lauderdale-based factoring company specializing in accounts receivable financing and working capital solutions.

A man in checkered shirt and vest in front of a his transport truck

2019

eCapital ACQUIRED

The addition of eCapital in 2019 catapulted our freight factoring division into the top tier of providers in the U.S. market based on overall brand recognition and deal volume.

Photograph showing top down view of city with a blue tonal color overlay

2017

GERBER FINANCE ACQUIRED

Our first major acquisition in 2017 launched us directly into the industry-leading New York marketplace in the high demand category of asset-based lending.

A woman in a doctors coat

2022

CNH Finance Acquired

The CNH acquisition created further opportunities for growth in the healthcare sector, aligning resources and expertise to expand our reach in this specialized industry.

Dallas Commercial Finance

2021

Flexible Funding Acquired

eCapital acquired the assets of Flexible Funding in the fall of 2021, a Dallas-Fort Worth-based payroll funding company that specialized in funding support for the staffing industry. Their local presence was maintained as we added another major market to our US footprint.

History/Timeline

2020

Advantedge Commercial Finance Acquired

The acquisition of UK-based specialty lender and factoring company Advantedge Commercial Finance Ltd., expanded eCapital’s footprint internationally and helped grow the business into a new region and client base.

3 men and 1 woman sitting at a conference table smiling while looking across at unknown

2020

BIBBY FINANCIAL SOLUTIONS ACQUIRED

The Bibby NA acquisition illustrated our commitment to enhancing our depth of resources within existing service areas, while also rapidly expanding our overall divisional volume and customer bases.

A line of trucks in the background with a close up of a truck and headlight on the right

2019

ACCUTRAC CAPITAL SOLUTIONS ACQUIRED

With the acquisition of Accutrac Capital, we officially added another major alternative lending category: freight factoring, as we aggressively entered the $700 billion transportation sector.

a woman and man sitting next to each other, looking at the woman's laptop, both smiling

2018

PARAGON FINANCIAL ACQUIRED

The second pillar of current service offerings was added in 2018 with the acquisition of Paragon Financial. Through Paragon, we were able to expand our focus into broader commercial finance (outside of the traditional banking system).

Overlaying spread sheets, graphs and a person's hand holding a pen

2006

COMPANY WAS FOUNDED

The financial roots of our organization were officially established in 2006.

5 people at conference table in high rise building all looking at each other, 3 men, 2 women

2022

Strengthening eCapital’s presence throughout the US Midwest

With the acquisition of UMB Bank’s Accounts Receivable Financing Division portfolio, eCapital significantly strengthened it service delivery across hundreds of small and medium-sized businesses throughout the important US Midwest region.

Dallas Commercial Finance

2021

Establishing a foothold in North America’s fifth largest metropolitan area: Dallas-Fort Worth

eCapital acquired the assets of Flexible Funding in the fall of 2021, a Dallas-Fort Worth-based payroll funding company that specialized in funding support for the staffing industry. Their local presence was maintained as we added another major market to our US footprint.

History/Timeline

2021

eCapital’s leadership in the multi-billion dollar transportation sector continued to grow.

With the acquisition of InstaPay Freight Factoring in November of 2021, eCapital further expanded its customer base across the essential transportation sector.

History/Timeline

2020

Advantedge Commercial Finance Acquired

The acquisition of UK-based specialty lender and factoring company Advantedge Commercial Finance Ltd., expanded eCapital’s footprint internationally and helped grow the business into a new region and client base.

Los Angelas Commercial Finance

2020

REV Financial Group Portfolio Acquired

Added the factoring portfolio of REV Financial Group, Inc., based in Los Angeles, to give eCapital a stronger foothold in an important transportation hub on the West Coast.

History/Timeline

2020

Prosperity Funding Acquired

To strengthen its position as a specialty lender in the staffing industry eCapital acquired Prosperity Funding Inc., a Fort Lauderdale-based factoring company specializing in accounts receivable financing and working capital solutions.

3 men and 1 woman sitting at a conference table smiling while looking across at unknown

2020

BIBBY FINANCIAL SOLUTIONS ACQUIRED

The Bibby NA acquisition illustrated our commitment to enhancing our depth of resources within existing service areas, while also rapidly expanding our overall divisional volume and customer bases.

A man in checkered shirt and vest in front of a his transport truck

2019

eCapital ACQUIRED

The addition of eCapital in 2019 catapulted our freight factoring division into the top tier of providers in the U.S. market based on overall brand recognition and deal volume.

A line of trucks in the background with a close up of a truck and headlight on the right

2019

ACCUTRAC CAPITAL SOLUTIONS ACQUIRED

With the acquisition of Accutrac Capital, we officially added another major alternative lending category: freight factoring, as we aggressively entered the $700 billion transportation sector.

a woman and man sitting next to each other, looking at the woman's laptop, both smiling

2018

PARAGON FINANCIAL ACQUIRED

The second pillar of current service offerings was added in 2018 with the acquisition of Paragon Financial. Through Paragon, we were able to expand our focus into broader commercial finance (outside of the traditional banking system).

Photograph showing top down view of city with a blue tonal color overlay

2017

GERBER FINANCE ACQUIRED

Our first major acquisition in 2017 launched us directly into the industry-leading New York marketplace in the high demand category of asset-based lending.

Overlaying spread sheets, graphs and a person's hand holding a pen

2014

$100M USD in AUM

First major milestone achieved less than 2 years after the setup of our current leadership structure.

5 people at conference table in high rise building all looking at each other, 3 men, 2 women

2012

CURRENT LEADERSHIP MODEL WAS CREATED

Our current leadership team took control of the organization in 2012 and began the development of a long-term strategy to compete aggressively in the alternative lending category.

Business man in dress shirt and dress pants walking up a wide set of stairs

2006

COMPANY WAS FOUNDED

The financial roots of our organization were officially established in 2006.

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