Get the most money for your business and scale with the help of one of North America’s largest trucking finance companies.
Trusted by the industry
With decades of experience in transportation finance, we know what it takes to keep your business moving forward. From steady cash flow to smarter fuel savings, here’s how we help you stay ahead:
Need help figuring out which solutions are best for your transportation business?
Our experts are here to make funding simple, clear, and stress free.
No two trucking businesses are alike – whether you’re running loads, managing fleets, or brokering freight, we have the financing tailored to your operation. Plus, you’re backed by expert support, so you can focus on moving your business forward.
Our fleet experts work with you to customize a plan that supports your goals for growth.
At eCapital, we’re continuously innovating to help trucking companies better manage their bottom line. Powered by modern technology, industry expertise, and dedicated client support, our solutions deliver a truly unique experience that sets us apart from the competition.
Customize solutions and terms to match the requirements of your business and get funded in as fast as 1 hour.
Manage your finances and simplify operations through a powerful platform built to scale with your trucking business.
Work with a team that understands transportation inside and out, bringing decades of experience and tailored guidance to help you grow.
We know the challenges of the road because we’ve been in the industry for almost 2 decades. Our philosophy is simple: put drivers, fleet owners, and brokers first with fast, fair and flexible funding.
We believe in hard work, honest partnerships, and real support – not just funding your business, but helping it stabilize, expand, and achieve long term success. With a deep commitment to client support, industry expertise, and solutions that fit your unique needs, we’re here to ensure your cash flow keeps up with the miles you put in.
Transportation finance for freight companies refers to the financial services and solutions tailored specifically to meet the unique needs of businesses operating in the freight and transportation industry. It encompasses a range of financial products and services designed to address the financial challenges and support the growth of freight companies.
Transportation factoring is a financial service where transportation companies sell their outstanding invoices to a factoring company for immediate cash, improving cash flow and allowing them to cover operational expenses without waiting for customers to pay.
Fleet financing refers to the financial arrangements and methods used to acquire and manage a fleet of vehicles or equipment for commercial purposes. It involves securing the necessary capital to purchase or lease a fleet and managing the associated financial aspects throughout the fleet’s lifecycle. Fleet financing is commonly used by businesses that rely on transportation, such as logistics companies, delivery services, trucking companies, and rental car agencies.
Fleet financing can encompass various financial options and strategies.
Common options include freight factoring, lines of credit, working capital loans, equipment financing or leasing, asset-based lending (ABL), and fuel advances.
It depends on your needs. Factoring is ideal for improving cash flow from slow-paying customers, while equipment financing helps purchase or upgrade trucks and trailers. A lender can help match the right solution to your cash flow and operational goals.
Absolutely. Fleet expansion can be funded through working capital loans, equipment financing, or factoring to support new driver onboarding and operational scale.
Generally: business info, MC/DOT number, proof of revenue, invoice samples (for factoring), and personal ID. Credit score and time in business may also be reviewed.
A factoring company, also known as a “factor,” is a financial institution or service that purchases accounts receivable (i.e., unpaid invoices) from businesses. This is done to provide the businesses with immediate cash, which they can use to finance their operations, cover expenses, or grow their businesses.
