SPECIALTY FINANCE

Welcome to the future of
business financing

We deliver dynamic and timely working capital solutions tailored to your business—whether you're scaling up, staying steady, or navigating change.

GET STARTED DISCOVER MORE

ABOUT US

Capital solutions built for today’s needs, and tomorrow’s possibilities

At eCapital, we accelerate business growth by delivering fast, flexible access to capital through cutting-edge technology and deep industry insight.

Across North America and the U.K., we’ve redefined how small and medium-sized businesses access funding—eliminating friction, speeding approvals, and empowering clients with access to the capital they need to move forward. With the capacity to fund facilities from $5 million to $250 million, we support a wide range of business needs at every stage.

With a powerful blend of innovation, scalability, and personalized service, we’re not just a funding provider, we’re a strategic partner built for what’s next.

19
YEARS IN BUSINESS
43
TRANSACTIONS COMPLETED
850
EMPLOYEES
42
CLIENTS FINANCED

CREATIVE FINANCING SOLUTIONS

A dynamic suite of financing solutions built to adapt to your business needs

Whether you’re looking to improve cash flow, invest in new opportunities, or manage your working capital more effectively, our customizable solutions are built to fuel your growth and keep your operations running smoothly, no matter the challenge.

Asset-based
Lending

A/R
Financing

Supply Chain
Finance

SECURED FINANCING SERVICES

Serving the unique financing needs of 80+ industries

See staffing industry page

Healthcare

Flexible financing solutions for your growing Healthcare business.

See healthcare industry page

Staffing

Payroll funding solutions that scale with your business.

See consumer goods industry page

Consumer Goods

Creative, flexible financing solutions for the Consumer Goods industry.

See transportation industry page

Transportation

The fastest, smartest and easiest way for trucking companies to get paid.

CUTTING-EDGE FINTECH

Empowering businesses with the most advanced working capital financing platform

Quick, affordable access to working capital is the fuel that powers business success. At eCapital, we understand that every business has unique needs, and for over 19 years, we’ve been innovating flexible, tech-enabled programs that supercharge cash conversion cycles for companies of all sizes.

Learn More

FINANCING FOR EVERY SCENARIO

Delivering customized financing solutions for every stage

At eCapital, we tailor financing to fit your unique journey. Our tech-enabled solutions adapt as you grow, providing the flexibility and control to focus on what matters most—your business.

Funding High Growth

Leverage receivables, inventory, and equipment to access the capital needed for rapid growth.

LEARN MORE

Unlocking Business Wealth

Free up hidden value in your business with fast, flexible financing from eCapital.

LEARN MORE

Mergers & Acquisitions

Secure funding to transition ownership, even with limited working capital.

LEARN MORE

Extended Payment Terms

Get paid faster and maintain cash flow despite long invoice payment terms.

LEARN MORE

Restructuring & Turnaround

Fast funding to restore stability and drive business recovery.

LEARN MORE

Unexpected Events

Be financially prepared for anything with working capital solutions in under 48 hours.

LEARN MORE

SEE MORE

WHO WE HELP

Bring financial agility to your evolving business

See real success from our clients in action—explore case studies from leading businesses that used asset-based financing to unlock cash flow, drive growth, and navigate complex financial challenges.

30% Growth

“Since then, we’ve had very encouraging growth… last year alone for example, on the heels of COVID, we grew about 30%. This year, we’re projecting to grow an additional 25 to 30%.”

Additional availability within the borrowing base

“The additional financing in our eCapital borrowing base now makes up about 40% of the total loan structure.”

Solutions used

Asset-based Lending

Competitive Solutions

“We chose eCapital because of the team and the fact that their deal was, by far, the best.”

Tailored Solutions

“eCapital met our financial needs and provided a solution that perfectly aligned with what we required.”

Solutions used

Accounts Receivable Financing

eCapital extended beyond the initial funding

The flexibility and strategic benefits of our asset-based lending (ABL) solution with eCapital have been instrumental in our growth and success.”

Tailored Solutions

“Their ability to comprehend our specific needs and provide tailored solutions exceeded my expectations.”

Solutions used

Asset-based Lending

+50MM Revenue

$50 million in revenue gained in just five years!

Reached Inc. 5000 list

A rising star on the 5000 list of the fastest-growing private companies in America

Solutions used

Freight Factoring

  • Pact
  • The DPI Group
  • Pegasus Foods
  • Red Lab Logistics

Pact achieves 30% growth with e-commerce financing solutions

How Pact achieved 30% growth Discover how Pact, an eCommerce-based brand in North America, with a deep commitment to sustainability and organic practices, embraced innovation and collaboration to over. . .
Read More

INDUSTRY INSIGHTS

Keep up with what’s happening
in the world of private credit

LEARN MORE

Maximize Profitability and Resilience with Bundled Freight Factoring and Fuel Discount Programs

Trucking companies, already struggling to recover from a prolonged freight recession, will face significant cash flow co. . .
Read More

How Staffing Firms Can Win The Talent War In A Tight Labor Market

In a stalled labor market, workers are hesitant to leave their current positions, and employers are cautious about hirin. . .
Read More

Why More BPOs / Shared Service Providers Choose Flexible Financing Solutions in 2025

In today’s economy, businesses must be agile and resourceful to sustain profitability and growth. With high interest r. . .
Read More

How BPOs Can Leverage Specialty Financing to Win Larger Contracts

Businesses are increasingly outsourcing not just to save costs, but to leverage AI and automation for faster, more accur. . .
Read More

The Next Big Thing in Affiliate Marketing: Specialty Finance

Affiliate marketing has traditionally been dominated by e-commerce, lifestyle brands, and digital services. According to. . .
Read More

Do You Need a License to Broker Financing Products? Here’s What to Know

The financing industry is evolving rapidly. From traditional loans and mortgages to specialty products like factoring, a. . .
Read More

Start your journey with a world-class leader in specialty finance

Start an application instantly to get started OR contact us to design a custom financing package for your business.

Expert-Backed Financing, Tailored for Your Business

Leverage our expertise and dedicated support to build a custom funding solution—quickly and efficiently.

MEET OUR PROFESSIONALS

Discover the speed of tech-enabled funding

Learn how we’re using cutting edge technology to get you the capital you need faster than ever before.

LEARN MORE