SPECIALTY FINANCE

Welcome to the future of
business financing

We deliver dynamic and timely working capital solutions tailored to your business—whether you're scaling up, staying steady, or navigating change.

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ABOUT US

Capital solutions built for today’s needs, and tomorrow’s possibilities

At eCapital, we accelerate business growth by delivering fast, flexible access to capital through cutting-edge technology and deep industry insight.

Across North America and the U.K., we’ve redefined how small and medium-sized businesses access funding—eliminating friction, speeding approvals, and empowering clients with access to the capital they need to move forward. With the capacity to fund facilities from $5 million to $250 million, we support a wide range of business needs at every stage.

With a powerful blend of innovation, scalability, and personalized service, we’re not just a funding provider, we’re a strategic partner built for what’s next.

19
YEARS IN BUSINESS
43
TRANSACTIONS COMPLETED
850
EMPLOYEES
42
CLIENTS FINANCED

CREATIVE FINANCING SOLUTIONS

A dynamic suite of financing solutions built to adapt to your business needs

Whether you’re looking to improve cash flow, invest in new opportunities, or manage your working capital more effectively, our customizable solutions are built to fuel your growth and keep your operations running smoothly, no matter the challenge.

Asset-based
Lending

A/R
Financing

Supply Chain
Finance

SECURED FINANCING SERVICES

Serving the unique financing needs of 80+ industries

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Healthcare

Flexible financing solutions for your growing Healthcare business.

See healthcare industry page

Staffing

Payroll funding solutions that scale with your business.

See consumer goods industry page

Consumer Goods

Creative, flexible financing solutions for the Consumer Goods industry.

See transportation industry page

Transportation

The fastest, smartest and easiest way for trucking companies to get paid.

CUTTING-EDGE FINTECH

Empowering businesses with the most advanced working capital financing platform

Quick, affordable access to working capital is the fuel that powers business success. At eCapital, we understand that every business has unique needs, and for over 19 years, we’ve been innovating flexible, tech-enabled programs that supercharge cash conversion cycles for companies of all sizes.

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FINANCING FOR EVERY SCENARIO

Delivering customized financing solutions for every stage

At eCapital, we tailor financing to fit your unique journey. Our tech-enabled solutions adapt as you grow, providing the flexibility and control to focus on what matters most—your business.

Funding High Growth

Leverage receivables, inventory, and equipment to access the capital needed for rapid growth.

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Unlocking Business Wealth

Free up hidden value in your business with fast, flexible financing from eCapital.

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Mergers & Acquisitions

Secure funding to transition ownership, even with limited working capital.

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Extended Payment Terms

Get paid faster and maintain cash flow despite long invoice payment terms.

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Restructuring & Turnaround

Fast funding to restore stability and drive business recovery.

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Unexpected Events

Be financially prepared for anything with working capital solutions in under 48 hours.

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LATEST TRANSACTIONS

Have a look at some clients we’ve helped in our latest transactions

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$1.5MM

$1.5MM Healthcare Receivables Facility Supports Illinois SNF

A non-profit skilled nursing provider in Illinois secured a $1. 5 million healthcare receivables facility to support a Change of Ownership (CHOW) proce. . .
HEALTHCARE RECEIVABLES
$1MM

$1MM Accounts Receivable Financing for Energy and Production Consulting firm

eCapital provided a $1MM A/R financing facility to a Texas-based energy and production consulting firm. This financing unlocked critical working capit. . .
ACCOUNTS RECEIVABLE FINANCING
$500,000

$500,000 Freight Factoring Facility for Cross-Border Logistics Provider

eCapital provided a $500K freight factoring facility to a cross-border logistics company operating a fleet of trucks, including flatbed and FLT equipm. . .
FREIGHT FACTORING

WHO WE HELP

Bring financial agility to your evolving business

See real success from our clients in action—explore case studies from leading businesses that used asset-based financing to unlock cash flow, drive growth, and navigate complex financial challenges.

30% Growth

“Since then, we’ve had very encouraging growth… last year alone for example, on the heels of COVID, we grew about 30%. This year, we’re projecting to grow an additional 25 to 30%.”

Additional availability within the borrowing base

“The additional financing in our eCapital borrowing base now makes up about 40% of the total loan structure.”

Solutions used

Asset-based Lending

Competitive Solutions

“We chose eCapital because of the team and the fact that their deal was, by far, the best.”

Tailored Solutions

“eCapital met our financial needs and provided a solution that perfectly aligned with what we required.”

Solutions used

Accounts Receivable Financing

eCapital extended beyond the initial funding

The flexibility and strategic benefits of our asset-based lending (ABL) solution with eCapital have been instrumental in our growth and success.”

Tailored Solutions

Their ability to comprehend our specific needs and provide tailored solutions exceeded my expectations.”

Solutions used

Asset-based Lending

+50MM Revenue

$50 million in revenue gained in just five years!

Reached Inc. 5000 list

A rising star on the 5000 list of the fastest-growing private companies in America

Solutions used

Freight Factoring

  • Pact
  • The DPI Group
  • Pegasus Foods
  • Red Lab Logistics

Pact achieves 30% growth with e-commerce financing solutions

How Pact achieved 30% growth Discover how Pact, an eCommerce-based brand in North America, with a deep commitment to sustainability and organic practices, embraced innovation and collaboration to over. . .
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INDUSTRY INSIGHTS

Keep up with what’s happening
in the world of private credit

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Unlocking Liquidity in Uncertain Times: Why AR Financing Is a Smart Strategy for Automotive Suppliers

If you’re a supplier in the automotive sector, you’re no stranger to economic pressure. Between ongoing inflation, s. . .
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How Specialized Lending Helps Seasonal Consumer Goods Businesses Stay Cash-Strong Year-Round

Timing is everything! For seasonal B2B brands, demand often comes in waves, driven by promotional cycles or seasonal ord. . .
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Don't Wait to Get Paid: Effective Funding Strategies for Long Payment Cycles

Extended payment terms are becoming increasingly common in B2B transactions, with buyers often requesting more than the . . .
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Thinking of Switching Factoring Companies For Your Fleet? It’s a Straightforward Process

Fast, reliable access to working capital is critical in the trucking industry, making invoice factoring a widely used fi. . .
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Unlocking Business Potential: Equipment Financing vs. Equipment Refinancing

Investing in quality equipment isn’t just about owning better assets—it’s a strategic move that boosts output and . . .
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What a $100M CEO Can Teach You About Logistics Management

Alex Powers Host of Miles and Mentors Alex Powers has over a decade of experience on the marketing side of the logistics. . .
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Start your journey with a world-class leader in specialty finance

Start an application instantly to get started OR contact us to design a custom financing package for your business.

Expert-Backed Financing, Tailored for Your Business

Leverage our expertise and dedicated support to build a custom funding solution—quickly and efficiently.

MEET OUR PROFESSIONALS

Discover the speed of tech-enabled funding

Learn how we’re using cutting edge technology to get you the capital you need faster than ever before.

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