FREIGHT FACTORING
FOR OWNER OPERATORS

The smarter way to get paid.

Let’s Talk

Get a quote in 5 minutes.

Let’s Talk

Get a quote in 5 minutes.

The Cash You Need,
When You Need It.

Our owner operator factoring services will have your invoices paid within 24 hours, so you can get access to money for fuel, truck maintenance, insurance – everything your business needs to grow and thrive. We’ll even handle your billing and collections so you can get back to what you do best, driving.

Get Paid Faster

No hassles. Money in your hands in hours, not days.

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  2. Upload Paperwork
  3. Get Paid Fast

All The Ways You Benefit

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Fast Cash

Invoices paid in 24 hours or same day if you need it.

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TRIAL RUN

See if owner operator factoring is right for you.

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Non-Recourse Factoring Available

Let us take on the risk of non-payment.

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Extended Hours

Evenings and even Saturdays!

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Back Office Support

We take care of collections and billing for you.

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Fair, Affordable Rates

Say hello to rates you can work with.

Get Tons of Extras

Every penny counts on the road. We make it easy for owner operators to save on all things you need to run profitably.

Save Big

Insurance

trucker insurance
Insurance

Protect your truck with pre-negotiated discounts from one of the nation’s top insurers.

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Fuel Discount Card

fuel card
Fuel Discount Card

Never pay full price for diesel again. Save $1000s at 16,000+ locations nationwide.

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Fuel Advances

cash advance for fuel
Fuel Advances

Get your drivers funds in 20 minutes to buy fuel and cover expenses.

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Loads

Exclusive Broker List
Loads

Get free access to our extensive network to take loads with our approved brokers.

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Credit Checking

credit check
Credit Checking

Utilize the most advanced freight credit database in the nation so you can accept loads with confidence.

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+ And More

accounts receivable factoring
+ And More

Score tons of discounts and perks for your fleet. Check them all out and start saving!

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Get Anytime,
Anywhere Tools

Get paid in just a couple clicks. Say goodbye to clunky paper processes and hello to fast funding. On the go, you can:

  • Credit check customers
  • Capture images on the go
  • Submit invoices for funding
  • Check payment status in real-time
  • And so much more with our simple, smart tools
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I love the peace of mind of knowing exactly when I’ll get paid.

Andrew K.
Proud owner-operator

THE BEST FACTORING COMPANY I’VE EVER WORKED WITH

Jay W.
Client since 2016

Save More, Make More

freight broker factoring companies

Matt R.

“In the last year, eCapital has saved me $15,000 on fuel and tires!”

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YOU CAN DO EVERYTHING FROM YOUR PHONE

Jose F.
Self-proclaimed nerd

The Team Goes Above and Beyond

Careers

Abdul F.

“I could not have gotten my business up and running without their help.”

Everyone at eCapital has been awesome!

Derek R.
Loves driving to heavy metal

FROM OUR BLOG

history of truckingBlogFreight FactoringFreight Factoring Basics
11.18.20

The History of Invoice Factoring in the Trucking Industry

Invoice factoring is older than you think The concept of factoring is quite old. Factoring has been around since the ancient Mesopotamian times and the code of Hammurabi. It is…
BlogFreight FactoringStarting a Trucking Company
11.04.20

The Ultimate Cheat Sheet to Starting and Running Your Own Trucking Business

Congratulations! You’ve decided to start a new trucking company and be your own boss. Trucking is one of the best ways to become a business owner. To succeed you will…
BlogFleetsFreight FactoringOwner Operators
10.28.20

Calculate Your Cost Per Mile to Maximize Profits

In the trucking industry, we know that profits are everything and it's important to know your truck operating costs for every load. As an owner of a trucking company, making…

Industry Partners

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Join the thousands of owner operators who factor with eCapital.