With expedited underwriting, non-bank credit options, and a dedicated broker team, we help you close more deals without the red tape or missed opportunities.
Built for brokers sourcing capital in complex situations, our financing solutions move fast—delivering tailored structures that help you close more deals, serve more clients, and build long-term referral value.
We specialize in structuring flexible financing for businesses in transition, growth, or distress, giving brokers the tools to match their clients with the right capital at the right time. Every deal is unique, and our solutions are designed to reflect that.
We move quickly to evaluate opportunities and deliver funding solutions that meet urgent timelines, helping brokers close faster, respond to client needs, and maintain momentum.
Our team works as an extension of yours, bringing deep credit expertise, collaborative underwriting, and consistent execution to help you serve clients and build lasting relationships.
Our approach is built around your client’s realities, your timeline, and your need for a dependable partner. From initial review to closing, we offer responsive communication, collaborative underwriting, and consistent delivery.
We work quickly to structure creative solutions that adapt to your client’s unique situation and timeline.
From growth to distress, we build financing structures that align with real-world business challenges.
We approve deals traditional lenders can’t, helping you place harder-to-fund clients with confidence.
Direct access to experienced underwriters, full transparency, and protection of your client relationships.
Fast decisions and rapid funding mean you close deals sooner and meet urgent client needs.
Facilities from $500K to $50MM+, giving your clients working capital without giving up ownership.
With deep expertise in restructuring finance, we understand the urgency and complexity of turnaround situations. Whether you’re stabilizing operations or fueling a recovery plan, here’s our solutions that help you move fast and stay in control:
Need help figuring out which solutions are best for your clients?
Our experts are here to make funding simple, clear, and stress free.
OVERVIEW
A commercial loan broker brought forward a sponsor-backed client seeking to acquire a high-margin B2B service provider with strong recurring revenue and a loyal customer base.
CHALLENGE
Traditional lenders were slow to respond, and the deal risked falling through due to a short closing window and the need for creative structuring around intangible assets.
SOLUTION
eCapital worked alongside the broker to structure a $10 million facility secured by recurring revenue and receivables. The broker delivered a fast and flexible solution to the sponsor, helping them secure the acquisition and cementing their role as a strategic financing partner.
OVERVIEW
A commercial loan broker referred a rapidly expanding healthcare staffing company that was struggling with cash flow due to extended client payment terms and delayed reimbursements.
PROBLEM
Traditional bank financing could not keep pace with the company’s rapid growth and weekly payroll obligations. The business needed a funding solution that could scale in line with rising demand while maintaining flexibility.
SOLUTION
eCapital partnered with the broker to structure a $5 million accounts receivable financing facility, providing immediate liquidity and aligning funding with the firm’s billing cycles. This allowed the staffing agency to meet payroll, take on new contracts, and expand into additional markets while the broker strengthened their client relationship and earned a competitive commission.
OVERVIEW
A broker introduced a mid-sized manufacturer in the industrial sector experiencing strong seasonal growth but limited access to working capital through traditional lending channels.
PROBLEM
The company needed a more flexible credit facility to manage fluctuating raw material costs, meet large purchase orders, and sustain production during peak demand periods. Existing bank lines were too rigid and capped below their operational requirements.
SOLUTION
Working collaboratively with the broker, eCapital structured a $12 million asset-based lending facility secured by receivables and equipment. The revolving line of credit provided scalable liquidity that grew with asset values, giving the manufacturer the flexibility to fulfill large orders and improve supplier terms while maintaining operational stability.
OVERVIEW
A broker referred a transportation client operating a regional fleet that faced tightening cash flow due to high fuel costs, delayed shipper payments, and maintenance expenses.
PROBLEM
The company’s existing factoring provider offered slow turnaround times, inflexible contracts, and limited funding capacity—constraining day-to-day operations and growth potential.
SOLUTION
eCapital designed a tailored freight factoring program offering same-day funding, competitive advance rates, and integrated fuel discount benefits. The program stabilized cash flow, reduced operating costs, and improved the company’s ability to manage expenses efficiently. The broker successfully delivered a fast, reliable financing solution that reinforced their value as a trusted transportation finance partner.
Commercial loan brokers turn to eCapital when deals require speed, creativity, and certainty. Whether you’re working with a growing business, a complex transaction, or a client in transition, we bring reliable capital solutions that help you close with confidence.
We understand your role as an intermediary, balancing urgency, transparency, and performance. That’s why we offer tailored structures, expedited underwriting, and clear communication from start to finish. From $500K to $50 million, our facilities are built to solve real challenges—not slow you down with red tape.
At eCapital, we treat your clients like our own and your reputation like ours. With flexible structures and a dedicated broker team, we’re the credit partner behind your success, deal after deal.
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A commercial loan broker connects businesses seeking financing with lenders who can meet their needs. Brokers help clients navigate funding options, prepare applications, and negotiate terms. At eCapital, we partner with experienced brokers to deliver flexible working capital solutions that help businesses access liquidity quickly and efficiently.
Brokers can access a wide range of funding solutions through eCapital, including Accounts Receivable Financing, Asset-Based Lending, Invoice Factoring, Supply Chain Finance, and Specialty Lending for industries like transportation, staffing, manufacturing, and healthcare. Each facility is tailored to match the client’s growth stage, cash flow cycle, and collateral base.
eCapital provides brokers with a dedicated relationship manager and end-to-end support throughout the funding process. We offer transparent communication, quick deal reviews, and fast decision-making so you can move from referral to funded client without unnecessary delays.
eCapital combines industry expertise, speed, and flexibility. We understand complex business cycles and can structure deals around real-world cash flow rather than rigid credit requirements. Our broker partners value our responsiveness, clear commission structures, and ability to fund deals that traditional lenders often decline.
Yes. eCapital offers competitive commission structures that reward brokers for successful client referrals. Commissions are paid promptly upon funding, and additional incentives may be available for repeat business or high-volume partnerships.
eCapital provides financing across a wide range of sectors, including transportation and logistics, staffing, manufacturing, distribution, healthcare, and professional services. Our deep sector knowledge allows us to assess risk accurately and deliver solutions suited to each industry’s unique challenges.
Yes. eCapital frequently refinances or restructures existing facilities when we can offer better terms, greater flexibility, or higher advance rates. Brokers can help their clients evaluate whether transitioning to eCapital will improve cash flow and reduce financing friction.
