CASH FLOW YOU NEED WHEN YOU NEED IT
Quickly unlock the cash in your outstanding invoices.
Unlock the Cash In Your Outstanding Invoices
Tired of playing the net 30-60-90 game? Looking for the fastest invoice factoring solution? eCapital quickly releases working capital from outstanding invoices so you have the money you need to take care of your business.

FASTER
The quickest way to get the cash you need.

MORE FLEXIBLE
Terms designed for you.

MOST MONEY
Expertise to maximize working capital.
GET PAID FASTER WITH OUR INVOICE FACTORING
Invoice factoring is the fastest way to raise working capital by unlocking the cash in your unpaid invoices. Don’t wait 30, 60 or 90 days to get paid. Get the cash flow you need, when you need it with our invoice factoring solution.
SIGN UP WITH US
It’s quick and easy to get started.
UPLOAD YOUR PAPERWORK
Use our online portal to submit invoices for payment.
GET PAID INSTANTLY
Receive your funds same day.
BENEFITS OF FAST INVOICE FACTORING
Fast Access to Cash
Get paid the same day you submit your invoice.
Relieve Cash Flow Pressure
Quickly release your working capital.
Free Up Your Time
Spend less time on collections and more time on your business.
Support Growth
Expand into new markets. Fulfill a big order. Manage seasonal fluctuations.
IS INVOICE FACTORING A GREAT FIT?
Invoice factoring is a cost-effective way to immediately improve your business’ cash flow. If you invoice other businesses and want to quickly free up working capital, let’s talk. Invoice factoring is a great fit for your business if you are:
MORE REASONS TO CHOOSE INVOICE FACTORING
We help businesses grow and thrive. You can count on our faster, more flexible invoice factoring solution to get you the most money to support your business goals. See what our industry experts can do for you.
24/7 Access to Your Cash
Manage your money your way. With eCapital Connect, our proprietary account management software, you are in control of your finances at anytime, day or night.
Fair & Affordable Rates
Our rates are the most competitive in the industry. We know what it takes to maximize your working capital and will customize a solution to meet your needs.
Facilities Up To $30 Million
We’re ready and able to provide the funding your business needs now and into the future. As your business grows, so does the invoice financing available to you.
Seamless Transition
We understand that working capital is critical to your business operations. We’re pros at onboarding new clients and our account management team is here for you every step of the way.
No Hidden Fees
We believe in transparency in all we do. That means no surprises when it comes to our agreements.
Tips and Advice
Tap into our in-depth industry knowledge to better manage your business. Get smart, actionable advice and useful tips from our finance experts.
CLIENT SUCCESS STORY
“eCapital’s service has been excellent and their streamlined process serves our needs well.”
DON’T JUST TAKE OUR WORD FOR IT
For over 25 years eCapital a invoice factoring company has helped more than 30,000 businesses grow. We want to do the same for you. Take a look at the latest reviews from our customers on TrustPilot!
FREQUENTLY ASKED QUESTIONS
What is Invoice Factoring?
Invoice factoring is a financing solution that allows your small business or medium sized business to release cash against your outstanding customer invoices before they’ve been paid. Factoring invoices is the fastest way to improve cash flow to your business bank account.
Is Invoice Factoring a Business Loan?
No. With invoice factoring, you are selling an asset (unpaid invoices) to quickly release working capital, and the invoice factoring company would be responsible for collecting the unpaid invoices.
Who benefits from factoring?
Factoring services are a financial solution for businesses who trade with other businesses.
How long does it take to set up invoice factoring with you?
Invoice factoring is quick and easy to set-up! We’ll reach out within 24 hours of you contacting us. That’s why our clients like working with us. We don’t hang around.
How much will invoice factoring cost me?
Costs (factoring fees) are dependent on the invoice factoring services you use and the amount of invoices and invoice amounts we handle for you. We want to earn your business and offer extremely competitive rates. Contact us today for a free, no-obligation quote.
Invoice factoring vs. bank loans: What’s the difference?
In a traditional environment, a company or small business owner will borrow money in the form of a cash advance from a lending institution and pledge collateral to secure the bank loan. Over time, the company or individual will work to pay this loan back with interest. Depending on the loan structure, payments may be due monthly, starting immediately, or the full principal and interest will be due at some specified date in the future.
Invoice factoring, by contrast, uses your existing invoices as collateral. If you have outstanding invoices due from your customers, you can sell those invoices to a third party for a discount. You’ll get an immediate injection of cash, and your customers will pay their invoices directly to the third party for goods and services.
Did you know factoring can improve your credit score?
Since invoice factoring does not cause your company to incur any debt, it can actually increase your credit score through consistent cash flow and financial stability.