SPECIALTY FINANCE

Welcome to the future of
business financing

We deliver dynamic and timely working capital solutions tailored to your business—whether you're scaling up, staying steady, or navigating change.

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ABOUT US

Capital solutions built for today’s needs, and tomorrow’s possibilities

At eCapital, we accelerate business growth by delivering fast, flexible access to capital through cutting-edge technology and deep industry insight.

Across North America and the U.K., we’ve redefined how small and medium-sized businesses access funding—eliminating friction, speeding approvals, and empowering clients with access to the capital they need to move forward. With the capacity to fund facilities from $5 million to $250 million, we support a wide range of business needs at every stage.

With a powerful blend of innovation, scalability, and personalized service, we’re not just a funding provider, we’re a strategic partner built for what’s next.

19
YEARS IN BUSINESS
43
TRANSACTIONS COMPLETED
850
EMPLOYEES
42
CLIENTS FINANCED

CREATIVE FINANCING SOLUTIONS

A dynamic suite of financing solutions built to adapt to your business needs

Whether you’re looking to improve cash flow, invest in new opportunities, or manage your working capital more effectively, our customizable solutions are built to fuel your growth and keep your operations running smoothly, no matter the challenge.

Asset-based
Lending

A/R
Financing

Supply Chain
Finance

SECURED FINANCING SERVICES

Serving the unique financing needs of 80+ industries

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Healthcare

Flexible financing solutions for your growing Healthcare business.

See healthcare industry page

Staffing

Payroll funding solutions that scale with your business.

See consumer goods industry page

Consumer Goods

Creative, flexible financing solutions for the Consumer Goods industry.

See transportation industry page

Transportation

The fastest, smartest and easiest way for trucking companies to get paid.

CUTTING-EDGE FINTECH

Empowering businesses with the most advanced working capital financing platform

Quick, affordable access to working capital is the fuel that powers business success. At eCapital, we understand that every business has unique needs, and for over 19 years, we’ve been innovating flexible, tech-enabled programs that supercharge cash conversion cycles for companies of all sizes.

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FINANCING FOR EVERY SCENARIO

Delivering customized financing solutions for every stage

At eCapital, we tailor financing to fit your unique journey. Our tech-enabled solutions adapt as you grow, providing the flexibility and control to focus on what matters most—your business.

Funding High Growth

Leverage receivables, inventory, and equipment to access the capital needed for rapid growth.

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Unlocking Business Wealth

Free up hidden value in your business with fast, flexible financing from eCapital.

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Mergers & Acquisitions

Secure funding to transition ownership, even with limited working capital.

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Extended Payment Terms

Get paid faster and maintain cash flow despite long invoice payment terms.

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Restructuring & Turnaround

Fast funding to restore stability and drive business recovery.

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Unexpected Events

Be financially prepared for anything with working capital solutions in under 48 hours.

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LATEST TRANSACTIONS

Have a look at some clients we’ve helped in our latest transactions

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$35,000,000

$35MM Asset-based Lending Facility to Support Growth for Leading Commercial Printer

eCapital provided a $35 million asset-based lending (ABL) facility to a Colorado-based company specializing in large-format digital printing that serv. . .
ASSET-BASED-LENDING
$50,000,000

eCapital Delivers $50MM Confidential Factoring Facility to Growing Staffing Firm

A prominent staffing company based in Ontario, CA, specializing in power and energy, secured a $50M confidential factoring facility from eCapital. The. . .
PAYROLL-FUNDING
$6,000,000

eCapital Delivers $6MM Facility to Fuel Growth and Stability for Illinois SNFs

eCapital structured a $6MM line of credit to help six Illinois-based SNFs navigate the CHOW process and meet ongoing working capital needs. The operat. . .
ASSET-BASED-LENDING

WHO WE HELP

Bring financial agility to your evolving business

See real success from our clients in action—explore case studies from leading businesses that used asset-based financing to unlock cash flow, drive growth, and navigate complex financial challenges.

30% Growth

“Since then, we’ve had very encouraging growth… last year alone for example, on the heels of COVID, we grew about 30%. This year, we’re projecting to grow an additional 25 to 30%.”

Additional availability within the borrowing base

“The additional financing in our eCapital borrowing base now makes up about 40% of the total loan structure.”

Solutions used

Asset-based Lending

Competitive Solutions

“We chose eCapital because of the team and the fact that their deal was, by far, the best.”

Tailored Solutions

“eCapital met our financial needs and provided a solution that perfectly aligned with what we required.”

Solutions used

Asset-based Lending

eCapital extended beyond the initial funding

The flexibility and strategic benefits of our asset-based lending (ABL) solution with eCapital have been instrumental in our growth and success.”

Tailored Solutions

Their ability to comprehend our specific needs and provide tailored solutions exceeded my expectations.”

Solutions used

Asset-based Lending

+50MM Revenue

$50 million in revenue gained in just five years!

Reached Inc. 5000 list

A rising star on the 5000 list of the fastest-growing private companies in America

Solutions used

Freight Factoring

  • Pact
  • The DPI Group
  • Pegasus Foods
  • Red Lab Logistics

Pact achieves 30% growth with e-commerce financing solutions

How Pact achieved 30% growth Discover how Pact, an eCommerce-based brand in North America, with a deep commitment to sustainability and organic practices, embraced innovation and collaboration to over. . .
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INDUSTRY INSIGHTS

Keep up with what’s happening
in the world of private credit

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Buy Now, Pay Later (BNPL): A Transformational Shift in Business Financing

Buy Now, Pay Later (BNPL) is a familiar financing option for most consumers. It is commonly used for large expenditures,. . .
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An Essential Guide to Embedded Lending

Embedded lending is transforming the way businesses and consumers access capital—bringing financing directly into digi. . .
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In-Transit Financing: Keeping Your Supply Chain Moving and Cash Flow Strong

Waiting for goods to arrive before accessing capital can create major cash flow constraints for businesses managing glob. . .
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Exit Financing: Capital to Rebuild, Relaunch, and Thrive After Restructuring

For businesses emerging from Chapter 11 bankruptcy or a formal restructuring process, the path to recovery doesn’t end. . .
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Dynamic Discounting: Transforming Payments Into Profits and Supplier Loyalty

For companies with healthy cash reserves, traditional payment practices often miss a critical opportunity - using that c. . .
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Asset Refinancing: A Smarter Path to Liquidity

Businesses across industries are facing increasing pressure to maintain liquidity, fund operations, and position themsel. . .
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Start your journey with a world-class leader in specialty finance

Start an application instantly to get started OR contact us to design a custom financing package for your business.

Expert-Backed Financing, Tailored for Your Business

Leverage our expertise and dedicated support to build a custom funding solution—quickly and efficiently.

MEET OUR PROFESSIONALS

Discover the speed of tech-enabled funding

Learn how we’re using cutting edge technology to get you the capital you need faster than ever before.

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