From complex restructurings to growth-stage capital needs, our flexible credit solutions help you execute high-impact strategies—fast, seamlessly, and beyond the limits of traditional lending.
Built for advisors driving transformation in complex environments, our financing solutions provide timely liquidity, enabling stability, unlocking growth levers, and supporting the execution of high-impact initiatives.
We deliver flexible financing solutions that align with your client’s transformation roadmap, supporting M&A, carve-outs, restructurings, and growth initiatives.
Our non-bank structure removes traditional limitations, giving your clients access to the funding they need to move forward quickly and confidently.
We match the urgency and complexity of your engagements with fast decision-making, collaborative structuring, and seamless execution.
When your clients need liquidity to support strategic pivots, our flexible financing solutions step in. From unlocking capital tied up in assets to stabilizing operations during change, we provide the funding needed to move from strategy to execution without delay.
We provide liquidity solutions that align with your strategic timelines—whether you’re restructuring operations, prepping for a transaction, or optimizing.
Our non-bank structures fill the void when conventional credit falls short, helping you move client strategies forward without delay.
We move fast, adapt quickly, and collaborate with your team to deliver funding that supports decisive action and sustained results.
Every situation is different. From distressed turnarounds to high-growth pivots, we tailor financing to support your strategic blueprint.
Partnering with a fintech lender lets you bring more than just advice, you bring real capital solutions that accelerate outcomes.
We align with your goals. Not just a partnership for one deal, but across the lifecycle of your client’s growth, change, and transformation.
Whether guiding a turnaround, growth plan, or recapitalization, we work behind the scenes to deliver timely capital that aligns with your strategic blueprint.
Need help figuring out which solutions are best for your clients?
Our experts are here to make funding simple, clear, and stress free.
OVERVIEW
A strategic advisory firm working with a B2B services company developes a transformation plan focused on streamlining operations, launching a new service line, and expanding into adjacent markets.
CHALLENGE
The plan requires upfront investments in staff, systems, and marketing, but the business lacks the internal liquidity and has limited borrowing capacity with traditional lenders due to inconsistent historical performance.
SOLUTION
eCapital provides a $7 million working capital facility secured by receivables and future billing streams. This capital enables the client to fund its transformation roadmap without equity dilution, while the advisory firm stays on track with strategic milestones and value creation goals.
OVERVIEW
A strategic advisory firm works with a mid-market healthcare services provider to design a growth strategy focused on geographic expansion and technology upgrades. The plan is sound, but execution requires a significant increase in working capital to fund onboarding costs, lease expansions, and equipment purchases.
CHALLENGE
The client’s existing credit line is fully utilized, and its bank is unwilling to increase exposure without several months of financial re-evaluation. The advisory firm needs a financing partner who can move quickly and align liquidity with the client’s operational growth plan.
SOLUTION
eCapital collaborates with the advisory team to structure a $12 million asset-based lending facility secured by accounts receivable and equipment. Funding is delivered within weeks, giving the client the liquidity needed to roll out its expansion plan without delay. The advisory firm’s recommendations are successfully implemented, enhancing both client performance and advisor credibility.
OVERVIEW
A strategic advisory firm is engaged by a national distributor experiencing cash flow distress following supply chain disruptions and rising material costs. The advisors develop a restructuring plan focused on inventory optimization, supplier renegotiations, and margin recovery.
CHALLENGE
Although the recovery plan is viable, execution requires immediate liquidity to meet payroll, pay suppliers, and prevent further operational slowdowns. The company’s incumbent lender has imposed restrictive covenants, limiting access to much-needed capital.
SOLUTION
Working in tandem with the advisory firm, eCapital provides a $10 million accounts receivable financing facility, giving the company immediate access to working capital by converting invoices into cash. The financing stabilizes liquidity, allowing the advisory firm’s restructuring plan to proceed. Within six months, the company regains profitability and positioned itself for renewed growth.
OVERVIEW
A corporate strategy firm advises a fast-growing B2B technology company to acquire a smaller competitor to accelerate market share growth. The acquisition opportunity is time-sensitive and will strengthen the company’s market positioning, but requires additional working capital to fund due diligence, integration, and short-term operational costs.
CHALLENGE
The company’s existing financing structure does not accommodate acquisition activity, and traditional lenders require extended underwriting timelines that threatened to derail the transaction.
SOLUTION
eCapital works alongside the advisory team to deliver a $20 million bridge financing facility structured around receivables and recurring revenue contracts. The capital allows the acquisition to close within the client’s target window and ensured a seamless transition. The advisory firm successfully delivers its M&A recommendation from strategy to execution, securing measurable value for its client.
Strategic advisory firms turn to eCapital when their clients need a financing partner who brings more than capital—one who understands complex commercial challenges and delivers customized credit solutions that align with long-term goals.
Whether structuring a $5 million carve-out or a $50 million recapitalization, our team applies a hands-on, tailored approach backed by deep expertise and reliable execution. We operate with the agility of a boutique lender, supported by the scale and infrastructure to support growth, restructuring, and transformational change.
Our commitment is long-term. Through every business cycle, we serve as a steady partner— responsive, creative, and invested in achieving outcomes that matter. Simply put, we’re here to help you deliver results your clients can count on.
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eCapital partners with strategic advisory firms to deliver flexible financing solutions that complement strategic initiatives such as growth, restructuring, or M&A execution. We collaborate to align capital solutions with the advisory firm’s recommendations, enabling clients to act quickly and with confidence.
Clients undergoing significant change, whether scaling rapidly, pursuing acquisitions, restructuring debt, or stabilizing liquidity, benefit most. Strategic advisors can connect these clients to eCapital for financing that supports operational or transactional goals without disrupting long-term plans.
By integrating financing expertise into the advisory process, eCapital enables consultants to execute on their recommendations. This allows advisors to not only design strategies but also help clients fund them, improving success rates and deepening client trust.
Advisors introduce clients with liquidity or capital needs to eCapital. Our team then works collaboratively with the advisor and client to assess objectives, analyze assets, and structure financing. Advisors remain involved throughout the process, ensuring alignment with the broader strategic plan.
Strategic advisors often partner with eCapital because we provide speed, flexibility, and tailored structures that traditional banks can’t match. Our expertise in complex or transitional situations allows advisors to move faster and execute strategies that conventional lenders may not support.
Yes. We often provide bridge and working capital financing to support M&A activity. This includes financing for acquisition targets, integration support, and divestiture-related liquidity to ensure smooth transitions.
All discussions are handled with the highest level of discretion. We work under confidentiality agreements and coordinate closely with advisory firms to ensure client information and strategic details remain protected throughout the financing process.
Firms can contact eCapital’s partnership team directly to discuss collaboration opportunities. We begin by learning about the firm’s client base, identifying areas where access to liquidity supports their strategic goals, and outlining a referral or co-advisory process that best fits their practice model.
