In the realm of accounts receivable financing, staying ahead of technologic...
THE PLATFORM
We’ve brought together our rich history in managing credit risk and providing working capital to build a versatile, powerful, and scalable platform.
DRIVING FINANCIAL SUCCESS
EMPOWERING SMBs WITH THE MOST ADVANCED WORKING CAPITAL FINANCE PLATFORM
Affordable access to working capital is the fuel that powers business success. At eCapital, we understand that every business has unique needs, and for over 18 years, we’ve been innovating flexible programs that supercharge cash conversion cycles for companies of all sizes.
Unlocking unique, real-time financial intelligence
Working capital, payment and spend insights for businesses powered by ML & AI.
Seamless financial synergy with embedded solutions
API connections with the most popular financial and non-financial platforms.
Track transactions, fundings, and aging reports
Incredible insights helping businesses gain more transparency into their financials.
One-click early payment for invoices
Accelerating cash flow with a simple click.
Self-direct funds any time of day
Empowering businesses with 24/7 control of their funds.
Easy access to more working capital
Keeping businesses moving with timely access to working capital.
THE LEADER IN B2B WORKING CAPITAL FINANCE THROUGH TECHNOLOGY-DRIVEN SOLUTIONS.
A platform built to improve efficiency, accuracy and profitability in our clients asset-based lending, factoring, invoice discounting and purchase order finance operations.
By optimizing our clients cash conversion cycles through creative financing solutions and cutting-edge financial technology, businesses can identify potential improvements in their operational processes and financial management, ultimately leading to better liquidity and profitability.
At eCapital, we offer the most advanced financial technology and comprehensive service package on the market hosted on a single, core platform.
OUR UNIQUE SELLING PROPOSITION (USP):
- Easier and faster access to working capital than traditional banking system
- Access to capital scales as the business grows
- Both formulaic and modular financing solutions
- A one-stop shop for working capital needs across a diverse range of industries
- Strong track record of client retention and wallet share growth
POWERED BY:
- 15 years of proprietary data from millions of invoices across 80+ industries
- Highly scalable, tech-driven approach that is opening up even more opportunities
- The latest embedded ML and AI technology within our intelligent data core
THE PLATFORM
SHAPING THE FUTURE OF ASSET-BASED FINANCE
Traditional financial solutions are struggling to support the ongoing needs of small to mid-market businesses. At eCapital, we built a platform with AI and machine learning (ML) embedded at the core, giving you the power to adapt in a changing world.
- Quick and seamless access to funding
- Customizable lending facilities
- Industry-knowledgeable financial partners
- Ability to track and manage workflow & payments
FAST FACTS
170
OF PROPRIETARY DATA TO LEVERAGE FOR MACHINE LEARNING
89
FUNDINGS INCEPTION TO DATE
25
YEARS FUNDING GLOBAL BUSINESSES
80
INDUSTRIES FINANCED THROUGH OUR TECH
TRUE CLOUD ARCHITECTURE
ONE PLATFORM, UNLIMITED INNOVATION
eCapital is built with a true cloud architecture. This means all our customers are on the same version, with new features and enhancements released every week. So we can scale and deliver innovation with minimal disruption. The best part? No customer is ever left behind.
Scalability when you need it
With eCapital, you can scale up the volume of data, workload, and speed, all in a hyperscale environment.
Thousands of improvements a year
We have control over when to preview, test, and deploy any new capabilities with minimal change impact for our clients.
Security fixes in minutes
With a security model designed to meet the needs of the most security-focused clients in our ecosystem, everyone wins.
EMBEDDED AI AND ML
POWER THE FUTURE OF BUSINESS FINANCE
Machine learning and artificial intelligence are revolutionizing processes and delivering meaningful business value for our clients’ competitive advantage. At eCapital, AI and ML are embedded into the very core of our technology platform to deliver true, measurable business adaptability in the future of business finance.
INTELLIGENT DATA CORE
A CENTRALIZED SOURCE OF INTELLIGENCE
Our intelligent data core combines external data and eCapital data all in one place. It starts with huge amounts of data flowing into our pipeline. Then a single set of services map, model, and manage all that data in real time.
Intelligent data pipeline
At eCapital, we pull together internal & external data into our platform at scale—even from multiple entry points—to create a unified hub of financial, and operational data.
Intelligent data management
Our object management services map ingests data and continuously manage relationships between it—so it’s always up to date.
Intelligent data services
Data services allow clients to unlock personalized composite app experiences unique to eCapital such as automated insights, enrichment, and summarization.
eCAPITAL MOBILE APP
RUN YOUR BUSINESS FINANCES
ANYWHERE
The eCapital Mobile App keeps up with the speed of your business, allowing you to track and manage your account, no matter where you are.
INVESTOR INQUIRIES
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