$5,000,000
HIGH GROWTH COMPANIES
Unlock the full potential of your high-growth business
By leveraging existing assets, your company can get access to the financial resources needed to drive or sustain rapid growth.
Conquer the hidden challenges of a growing business
As businesses grow, balancing day-to-day operations with long-term investments becomes increasingly challenging, especially when cash flow is tight. That’s where we come in—helping you access the capital you need to expand your team, invest in equipment or inventory, launch new products, or fund acquisitions.
With the right capital strategy from eCapital, you can seize opportunities, outperform competitors, and scale with confidence.
Growth demands capital—and traditional lending often can’t keep up
82
of small businesses fail due to cash flow problems, not lack of profitability.*
61
of high-growth companies report cash flow constraints as a barrier to scaling operations.**
*U.S. Bank Study
**Sage Research
DIVE DEEPER
What is high-growth financing?
High-growth financing refers to funding solutions tailored for businesses experiencing rapid expansion—whether scaling operations, launching new products, entering new markets, or meeting surging demand. These businesses often need access to capital quickly and repeatedly, but may not yet have the profit history or financial ratios traditional lenders require.
For these scenarios, flexible, asset-based financing options such as accounts receivable (A/R) financing, asset-based lending (ABL), and inventory financing are ideal. These solutions allow businesses to unlock working capital tied up in receivables or other assets, providing fast, scalable funding that grows with the business.
Rather than taking on restrictive debt or giving up equity, high-growth businesses can leverage what they already have to fund expansion—ensuring cash flow keeps pace with opportunity.
Have more questions? Our experts are here to make funding simple, clear, and stress-free.
Businesses that can benefit most from high growth financing:
- Technology and SaaS companies
- Consumer goods and e-commerce brands
- Manufacturing companies
- Staffing and recruiting agencies
- Transportation and logistics firms
- Healthcare service providers
- Franchises and multi-location operators
- Wholesale and distribution businesses
- Marketing and professional services agencies
Here’s what you can expect from eCapital
When it comes to funding your business, you need more than a traditional lender—you need a partner who understands your operations, your assets, and your urgency.
- Immediate access to liquidity
- Streamlined applications, fast decisions, and predictable access to funds.
- Solutions that adjust as your cash flow or working capital needs change.
- Flexible, non-bank options that are asset-driven, not credit-score-driven.
- Financing based on the value of their receivables, inventory, or assets—not based on rigid financial ratios.
- Discreet, behind-the-scenes funding solutions that allow you to operate normally.
OUR PHILOSOPHY
Fueling ambition with scalable financing for high-growth companies
Clients choose eCapital when they need an engaged, solutions-oriented, long-term credit partner with proven capacity, creativity, and continuity. Our expertise is customization—whether on a $5 million or $150 million facility, employing a meticulous, hands-on strategies.
Our tight-knit group of financing experts are agile and client-centric, yet backed by extensive resources with the scale to conquer any challenge. This means we are going to be a better credit partner through every business cycle, bringing capabilities and passion—as patient, flexible problem-solvers—other providers simply do not have. Our track record speaks for itself.
Fast facts
19
YEARS FUNDING BUSINESS SUCCESS
42
CLIENTS FINANCED
VIEW OUR LATEST PARTNERSHIPS
LATEST TRANSACTIONS
Have a look at some clients we’ve helped in our latest transactions
LETS TALK
See if high growth financing is right for your business.
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Frequently asked questions about financing
for high growth companies
What is high-growth business financing?
High-growth financing provides flexible capital to companies experiencing rapid expansion. It’s designed to support increased demand, new hires, inventory needs, market entry, and more—without the rigid requirements of traditional loans.
What types of financing are best for high-growth companies?
Common options include accounts receivable (A/R) financing, asset-based lending (ABL), inventory financing, and revenue-based funding—solutions that scale with your business and unlock capital from existing assets.
How is this different from traditional bank loans?
Unlike traditional loans that rely heavily on credit history and profitability, fintech lenders focus on asset value and cash flow potential. This means faster approvals, more flexibility, and funding aligned with your growth pace.
Do I need to be profitable to qualify?
Not necessarily. Many high-growth businesses reinvest profits into scaling. We look at the strength of your receivables, assets, and growth trajectory—not just bottom-line numbers.
What can I use the financing for?
You can use funds to support hiring, inventory, technology upgrades, equipment purchases, geographic expansion, marketing campaigns, and other growth-related needs.
Will this financing dilute my equity?
No. Our solutions are non-dilutive, allowing you to retain full ownership while still accessing the capital you need to grow.
Can this financing scale as my business grows?
Yes. Financing like ABL and A/R grows alongside your assets and revenue—giving you more working capital as your business expands.
