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Working Capital Financing from Alternative Lenders - What CPAs Need to KnowBlog
01.25.23

Working Capital Financing from Alternative Lenders – What CPAs Need to Know

CPAs often have a front-row seat to spot the signs when their clients are facing financial challenges or heading toward a cash flow crisis. This is especially true at the…
Chantal Giuliani
NewsPress Releases
01.24.23

eCapital ABL North America Division Funds $95MM in Q4 2022

eCapital delivers financing solutions for companies experiencing accelerated growth across diverse industries MIAMI – January 23, 2023 – eCapital Corp. (“eCapital” or “the Company”), a leading finance provider for businesses across…
LeAnne Dennis
Best Non-Bank Funding Options for Business FinancingBlog
01.24.23

Best Non-Bank Funding Options for Business Financing

While the economy struggles through a downturn, traditional lenders are beginning to restrict credit as government regulators monitor their portfolios for excessive risk and their stakeholders demand profit protection. As…
Chantal Giuliani
eCapital ABL North America Division Funds $95 Million in Q4 2022Asset-based LendingPress Releases
01.23.23

eCapital ABL North America Division Funds $95 Million in Q4 2022

eCapital delivers financing solutions for companies experiencing accelerated growth across diverse industries MIAMI – January 23, 2023 – eCapital Corp. (“eCapital” or “the Company”), a leading finance provider for businesses…
LeAnne Dennis
Fast Business Financing for Companies in Financial DistressBlog
01.20.23

Fast Business Financing for Companies In Financial Distress

Businesses typically face reduced revenues and increased costs during inflationary periods, economic downturns, or recession. Additionally, they often encounter restricted business financing as banks intensify credit scrutiny. In these situations,…
Chantal Giuliani
NewsUpdates
01.18.23

eCapital names Todd Zarin as Chief Legal Officer

January 17, 2023 – eCapital Corp. (“eCapital” or “the company”), a leading finance provider for businesses across North America and the U.K., today announced the appointment of Todd Zarin as chief…
LeAnne Dennis
Man Holding Report PrintoutBlog
01.11.23

How To Secure Funding When a Bank Closes Your Business Loan or Line of Credit

The economic outlook for 2023 could be better. More than two-thirds of economists at 23 major financial institutions expect the U.S. to have an economic downturn and most likely slip…
Chantal Giuliani
What To Do If You Break A Bank Loan CovenantBlog
01.10.23

What To Do If You Break a Bank Loan Covenant

So, you’ve just received a call from your bank informing you that you’re close to breaching, or in breach, of a loan covenant, and your bank financing may be recalled.…
Chantal Giuliani
Maximize Your Trucking Company’s Working Capital with Equipment RefinancingBlog
01.09.23

Maximize Your Trucking Company’s Working Capital with Equipment Refinancing

Readily available access to working capital is one of the best strategic defense strategies against the growing financial pressures of a struggling economy. Your trucking company has highly valued equipment assets.…
Chantal Giuliani
Commercial Factor 2023 OutlookFeatured InNews
01.03.23

Commercial Factor 2023 Outlook

In part two of a Q&A reviewing 2022 and previewing 2023, eCapital's Marius Silvasan and representatives from FirstLine Funding Group and Republic Business Credit discuss their expectations for 2023, concerns…
LeAnne Dennis
Using Government Contractor Financing to Bridge Cash Flow GapsBlog
12.21.22

Bespoke Financing – Business Loans on Your Terms

It’s a rapidly changing world – social, environmental, and economic conditions are evolving at an accelerated pace bringing new norms, expectations, and language in their wake. The financing world is…
Chantal Giuliani
Glass buildings and text that reads Commercial FactorFeatured InNews
12.21.22

2022 Commercial Factor Year in Review

In part one of a Q&A with Commercial Factor reviewing 2022 and previewing 2023, eCapital's CEO Marius Silvasan and others break down the factoring industry’s performance in a largely tumultuous…
LeAnne Dennis
CEO Marius Silvasan Recognized for his Leadership and Vision, Accelerating Company GrowthFeatured InNews
12.20.22

CEO Marius Silvasan Recognized for his Leadership and Vision, Accelerating Company Growth

MIAMI – December 20, 2022 - eCapital Corp. (“eCapital”), a leading finance provider for businesses across North America and the U.K., today announced that CEO Marius Silvasan was named a Best…
LeAnne Dennis
Fleet OwnerBlog
12.19.22

12 New Year’s Resolutions for Trucking Owner Operators – and How to Keep Them?

The start of the new year often feels like a blank slate, inspiring folks to start over and make better choices. It’s like a second chance at improving your quality…
Chantal Giuliani
Two people shaking hands over a deskNewsPress Releases
12.19.22

eCapital Upsizes Bank Line to Fuel Growth

Increase brings eCapital’s total bank facility commitments to above $1.2 billion, providing capacity to meet demand Miami – December 16, 2022 – eCapital Corp. (“eCapital” or “the Company”), a leading…
LeAnne Dennis
Port TMSBlog
12.15.22

Learn What ELDs Do – Invest in The Right System for Your Trucking Company

An ELD is an Electronic Logging Device that the law requires freight carriers to use to meet the requirements of the ELD mandate. The device is DOT-certified electronic hardware that…
Chantal Giuliani
28 Holiday Gifts for Truck DriversBlog
12.09.22

28 Holiday Gifts for Truck Drivers

The holidays are right around the corner, and you want to find the perfect gifts for your loved ones. If you have a truck driver in your life, you might…
Chantal Giuliani
What Do the Best Payroll Funding Companies OfferBlog
12.06.22

What Do the Best Payroll Funding Companies Offer?

Staffing companies consistently face cash flow problems – it’s the nature of the business. Payables are weekly, but your receivables are six to eight weeks and beyond. Payroll funding is…
Chantal Giuliani
ELD Mandate – How to Turn the Law into A Competitive AdvantageBlog
12.02.22

ELD Mandate – How to Turn the Law into A Competitive Advantage

The Electronic Logging Device Mandate (ELD mandate) is one of the most controversial and debated federal laws that govern the transportation industry. Since it was first phased into US law…
Chantal Giuliani
Learn How Trucking Companies Network to Build Load Volume and ConsistencyBlog
11.29.22

Learn How Trucking Companies Network to Build Load Volume and Consistency

In principle, trucking is a simple business model – find loads, deliver loads, get paid, repeat. However, each business model stage presents unique challenges that must be managed skillfully to…
Chantal Giuliani
Preparing for the Great Purge in the Trucking IndustryBlog
11.28.22

Preparing for the Great Purge in the Trucking Industry

The last four years have been a wild roller coaster ride in the trucking industry. The market shifts have been dramatic, from pre-covid struggles to a covid driven boom to…
Chantal Giuliani
Canadian Trucking AssociationsBlog
11.23.22

List of Canadian Trucking Associations

The Canadian trucking industry is a widespread community stretching from coast to coast. This highly fragmented sector competes for business but collaborates through provincial associations and a national alliance to…
Chantal Giuliani
Is Your Trucking Company Making Money? – Follow this Simple Month-End Accounting ChecklistBlog
11.21.22

Is Your Trucking Company Making Money? – Follow this Simple Month-End Accounting Checklist

As an independent owner-operator or small fleet owner, you have to perform on a different level than when you were just a truck driver. You need to operate a business,…
Chantal Giuliani
Truck driver standing in front of transport trucks while holding his licenseBlog
11.15.22

What Truck Loads Pay the Most Without Need of Special CDL Endorsements?

Over the past two years, freight has fluctuated from high demand to a more balanced market and is now about to migrate into much softer territory expected to last throughout…
Chantal Giuliani
Trucking Companies Should Have a Financial Plan to Prevent a Cash CrisisBlog
11.14.22

Trucking Companies Should Have a Financial Plan to Prevent a Cash Crisis

Trucking companies are facing increasing challenges as freight rates are declining, costs are growing, and the economy sits on the edge of a recession – it's essential for trucking company…
Chantal Giuliani
Best Trucking Forums and Websites for Industry News and TrendsBlog
11.07.22

Best Trucking Forums and Websites for Industry News and Trends

For most of 2021, supply chain issues were a top news focus raising the general public’s awareness of the challenges facing the trucking industry. Despite the media attention, few outside…
Chantal Giuliani
2022 Invoice Factoring Rates and CostsBlog
11.02.22

2022 Invoice Factoring Rates and Costs

Businesses looking for the best factoring company to improve cash flow often focus their negotiation efforts on getting the lowest rate. While this approach feels logical, there may be better…
Chantal Giuliani
eCapital Named to Inc.’s Inaugural Power Partner AwardsFeatured InNews
11.01.22

eCapital Named to Inc.’s Inaugural Power Partner Awards

Program highlights B2B partners that support startups across all business functions and empower growth.  MIAMI– November 1, 2022 – eCapital Corp. (“eCapital”), a leading finance provider for businesses across North…
Nicole Cummings
Why Commercial Loan Brokers Should Choose a Tech-enabled LenderBlog
10.31.22

Why Commercial Loan Brokers Should Choose a Tech-enabled Lender?

Following the 2008 financial crisis, traditional commercial banks further tightened their credit restrictions on small and mid-size businesses. At the same time, advancements in technologies opened the door for new…
Chantal Giuliani
How to Choose High-Value Lenders to Help Build Your Commercial Loan Broker BusinessBlog
10.27.22

How to Choose High-Value Lenders to Help Build Your Commercial Loan Broker Business

As a commercial loan broker, it is essential to market and promote your business as the best source of financing options for business owners. Confidently projecting your ability to streamline…
Kyle Wilson, CPA, CMA
eCapital Provides $20MM Working Capital Line of Credit to Popular Consumer Packaged Goods CompanyNewsPress Releases
10.27.22

eCapital Provides $20MM Working Capital Line of Credit to Popular Consumer Packaged Goods Company

Funds will Support Seasonal Needs and New Product Plans MIAMI – October 27, 2022 – eCapital Corp. (“eCapital”), a leading finance provider for businesses across North America and the U.K.,…
Nicole Cummings
eCapital Asset-Based Lending CEO Jennifer Palmer Named President of Secured Finance NetworkNews
10.25.22

eCapital Asset-Based Lending CEO Jennifer Palmer Named President of Secured Finance Network

Palmer to Head Industry Organization with An Eye on Expansion   MIAMI – October 25, 2022 – eCapital Corp. (“eCapital” or “the Company”), a leading finance provider for businesses across…
Nicole Cummings
Seven Steps to Protect Your Trucking Company from Double BrokeringBlog
10.24.22

Seven Steps to Protect Your Trucking Company from Double Brokering

Double brokering continues to plague the transportation industry as an ever-present threat to the financial, liability and reputational state of carriers and brokers. Whether your trucking company intentionally becomes involved…
Chantal Giuliani
4 Key Actions to Retain Your Trucking AuthorityBlog
10.21.22

4 Key Actions to Retain Your Trucking Authority

Unfavorable conditions are pushing small truckers out of business at an unprecedented rate. According to Real Truckers, 47% of new authorities issued in January 2022 are no longer active as…
Chantal Giuliani
The Complete List of CB 10 Codes (Citizens Band Radio)Blog
10.13.22

The Complete List of CB 10 (Citizens Band Radio) Codes

CB radios represent the original social media for truckers. The specialized language truckers developed and popularized during the golden age of CB radios in the 70s, 80s, and 90s is…
Chantal Giuliani
New Truckers Guide to Trucker LingoBlog
10.11.22

New Truckers Guide to Trucking Lingo

Trucking is a distinct culture with a lifestyle and language all on its own. The terminology, lingo, and slang common to veterans of the industry are like a secret language to the…
Chantal Giuliani
Don't Let Your Trucking Company Get Trapped by Double BrokeringBlog
10.05.22

Don’t Let Your Trucking Company Get Trapped by Double Brokering

The act of double brokering is the unauthorized transfer of a load to another trucking company. Due to market volatility, the industry is seeing an uptick in this illegal practice.…
Chantal Giuliani
5 Ways Freight Factoring Can Improve Your Trucking Company's Credit ScoreBlog
10.04.22

5 Ways Freight Factoring Can Improve Your Trucking Company’s Credit Score

Like any business, owner-operators, fleets, and freight brokers need working capital to keep their trucking company running. Funds are required daily for fuel, food, truck maintenance, fleet growth, and for…
Chantal Giuliani
Charles Sheppard, CPO & COO, Named a 2022 ICON Award Winner by ABF JournalFeatured InNews
10.04.22

Charles Sheppard, CPO & COO, Named a 2022 ICON Award Winner by ABF Journal

ABF Journal has awarded eCapital’s Charles Sheppard, eCapital Chief Product Officer and Chief Operating Officer with the 2022 ABF Journal ICON Award in the disruptor category. The awards celebrate trailblazers,…
Nicole Cummings
2 business men at a desk reviewing numbers on a clipboardBlog
10.03.22

Asset-Based Lending and Restrictions (or Not)

An asset-based loan lightens the worries customers might have if they choose a more traditional option. This is in large part due to its flexible structure and fewer restrictions.
eCapital Corp
Marius Silvasan On The Future of Money and BankingFeatured InNews
10.03.22

Marius Silvasan On The Future of Money and Banking

Marius Silvasan, CEO of eCapital, shares his views on the future of money and banking, advice for those looking to achieve success in the modern finance, banking and fintech industries,…
Nicole Cummings
Railroad tracks that splitBlog
09.30.22

Debt Financing vs. Equity: What’s Right For Your Business?

We are the first to know that debt financing can be a scary word. Equity is typically the more popular method of financing since it has a respectable ring to…
eCapital Corp
How to Grow Your Trucking Company and Thrive in a Volatile Market?Blog
09.26.22

How to Grow Your Trucking Company and Thrive in a Volatile Market

It's been a bumpy ride for the trucking industry! Profit rates have been up and down like a roller coaster in the past five years. First rising through 2017 and…
Chantal Giuliani
Image of a truck driver driving a truckBlog
09.21.22

Freight Factoring for Truckers: Everything You Need to Know

A freight invoice is a document the load recipient signs when you deliver a load at its basic level. Upon signing, the freight carrier or owner-operator confirms that the load…
eCapital Corp
Charts on a computer screenBlog
09.20.22

How Asset-Based Lending Can Improve Cash Flow During Seasonal Off-Cycles

Asset-based lending works well for all sorts of companies that are growing quickly, but if you own a business that experiences seasonal fluctuations, this loan option can be especially beneficial.…
eCapital Corp
eCapital and TalentBridge Deal Set to Fuel Company GrowthNewsPress Releases
09.20.22

eCapital and TalentBridge Deal Set to Fuel Company Growth

Investment will support continued expansion and creative talent solutions MIAMI, Sept. 15, 2022 – eCapital Corp. (“eCapital”), a leading finance provider across North America and the U.K., today announced the…
Nicole Cummings
Five Red Flags That Your Payroll Funding Support May Be Coming Up ShortBlog
09.13.22

Five Red Flags That Your Payroll Funding Support May Be Coming Up Short

Meeting payroll accurately, on time, and every time for staffing companies is non-negotiable. The reputational consequences of providing mismanaged wages or unpaid wages are just too high. In this article, we speak…
Chantal Giuliani
6 Strategies to Find Freight for Your BackhaulBlog
09.12.22

6 Strategies to Find Freight for Your Backhaul

Empty backhauls are one of the most pressing and ongoing problems that plague the industry. Trucks make money when they haul loads – but they can just as quickly lose…
Chantal Giuliani
Why Your Staffing Company Should Be Prepared with a Back Pocket Plan for FundingBlog
09.12.22

Why Staffing Companies Should Be Prepared with a Back Pocket Plan for Funding

To ensure you keep your funding pipeline ready to support your staffing company’s evolving needs, never become complacent with your lender. Continuously monitoring lender services ensures readiness to meet the…
Chantal Giuliani
Optimizing Profitability During the Four Seasons of FreightBlog
09.06.22

Optimizing Profitability During the Four Seasons of Freight

Trucking companies that are most resilient to market fluctuations understand that the changeable conditions of the economy, weather, supply chain issues and more profoundly affect rates and demand. Navigating the…
Chantal Giuliani