Jungle Scout has partnered with eCapital to help Amazon sellers access a revolving line of credit backed by inventory.
Draw as you purchase, repay as you sell, and access additional availability as your inventory grows.
Liquid Inventory is a revolving line of credit backed by your inventory, offering a scalable, lower-cost source of working capital compared to short-term funding solutions. As your inventory grows, available credit can grow with it, providing the flexibility to support expansion without changing financing partners.
Fund new purchase orders, prepare for seasonal demand, launch new products, or expand into new categories, all with a single source of capital designed for long-term growth.
Draw capital anytime and pay interest only on what you use, giving you flexible funding as demand changes.
Access up to $50M in inventory funding to reorder faster, avoid stockouts, and keep sales moving.
LOWER YOUR FINANCING COSTS BY UP TO
95%*
Use inventory as collateral to reduce financing costs and protect your margins.
Grow from your next purchase order to national expansion without switching lenders.
Draw as needed with flexible credit up to $50MM.
Cover spikes in demand, including Prime and holiday surges, without delays.
Access and manage funding anytime—any device—with real-time visibility.
Manage stock across Amazon, Shopify, and other platforms with unified visibility.
Access larger credit lines as your business grows.
Funding built for repeat demand products.
– Alice Trollan, Founder, MilkToast Brands
– Luke Sutherland, CEO, Product Movement Technologies
Liquid Inventory is typically a fit for businesses that generate $1M+ in annual revenue. It handles complex inventory, supports multi-channel sales, and provides flexible funding that moves with your business.
Generate $1M+ in annual revenue
Liquid Inventory is backed by one of North America’s leading specialty finance companies, providing the experience, capital, and support businesses need to grow.
$114B
FUNDED TO BUSINESSES
20+
YEARS SUPPORTING BUSINESS GROWTH
44K+
CLIENTS FINANCED
14MM+
TRANSACTIONS PROCESSED ANNUALLY THROUGH OUR PLATFORM
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Liquid Inventory is a revolving inventory financing solution designed specifically for Amazon sellers and eCommerce businesses. The solution provides inventory-backed working capital that sellers can draw as needed to purchase inventory, fund operations, and support growth. Unlike traditional business loans, sellers only pay for the capital they use, helping improve cash flow flexibility throughout the inventory cycle.
Amazon inventory financing works by using eligible inventory as collateral for a revolving line of credit. Sellers can access funding to purchase inventory, cover supplier payments, manage shipping costs, and support fulfillment operations before Amazon payouts are received. As products sell and revenue is collected, the balance is repaid and available credit replenishes for future inventory purchases.
Traditional business loans typically provide a fixed lump sum with rigid repayment schedules. Liquid Inventory is a revolving inventory-backed line of credit that adjusts alongside inventory and sales activity. This gives Amazon sellers ongoing access to working capital that scales with business growth, seasonal demand, and inventory turnover.
Yes, eCapital can provide flexible financing for inventory in FBA, your own warehouse, or a combination of both. With solutions ranging from Liquid Inventory to Asset-Based Lending (ABL), we can value inventory across multiple locations and tailor funding solutions that work for your business.
Amazon sellers use inventory financing to bridge the timing gap between purchasing inventory and collecting revenue from Amazon payouts. Inventory financing helps sellers avoid stockouts, manage rapid growth, increase order volumes, prepare for Prime Day and Q4 demand, and maintain healthier cash flow without relying on expensive short-term financing options.
Liquid Inventory is designed for established Amazon sellers, marketplace sellers, and eCommerce businesses generating approximately $2 million or more in annual revenue. Businesses with strong inventory turnover, consistent sales history, and growing inventory requirements are often ideal candidates for inventory financing solutions.
Yes. Many Amazon sellers use inventory financing to prepare for Prime Day, Black Friday, Cyber Monday, and Q4 holiday demand. These peak sales periods often require businesses to finance inventory months before revenue is collected. Liquid Inventory provides flexible working capital that supports overlapping inventory cycles, supplier payments, and increased procurement activity during seasonal demand spikes.
Inventory financing can help Amazon sellers cover a wide range of operational expenses throughout the inventory cycle, including:
This helps sellers maintain inventory continuity while preserving operational cash flow.
Merchant cash advances often involve high financing costs and fixed repayment structures tied directly to daily sales. Liquid Inventory is an inventory-backed revolving credit facility designed specifically for inventory management and long-term business growth. Sellers draw only the amount needed and pay interest only on utilized funds, helping improve cash flow efficiency and reduce financing pressure.
The Liquid Inventory onboarding process is designed to move quickly for qualified Amazon sellers and eCommerce businesses. Many businesses can receive preliminary approvals within a few days after submitting financial and inventory information. Funding timelines vary based on business complexity, inventory structure, and underwriting requirements.
Up to 95% lower financing costs is based on a comparison of estimated effective annual percentage rates (APR) between inventory financing facilities and merchant cash advances (MCAs). Inventory financing (Liquid Inventory) is typically structured as a revolving credit facility or term-based inventory loan with indicative pricing generally ranging from approximately 6%–20% APR, depending on credit profile, collateral quality, structure, and market conditions.
MCAs are commonly priced using a fixed factor rate (often approximately 1.1–1.5), which can translate into an effective APR ranging from approximately 25% to 350% or more, depending on the repayment speed and revenue remittance structure.
The “up to 95%” savings figure reflects illustrative comparisons where lower-end inventory financing pricing (e.g., ~6% APR) is compared against higher effective APR outcomes commonly associated with MCA structures. Actual cost savings will vary based on the specific MCA factor rate, repayment timeline, inventory financing terms, advance rate, facility size, and borrower qualifications.
Examples provided are for illustrative purposes only and do not constitute a financing offer or guarantee of rates or savings. Effective APR calculations for MCAs are estimates and may vary depending on sales velocity and repayment structure. All financing products are subject to underwriting, eligibility requirements, and final documentation.
