We provide fast, flexible funding designed to meet the unique cash flow challenges of every industry we serve. Explore how our solutions empower businesses across sectors to grow with confidence.
Whether you’re looking to improve cash flow, invest in new opportunities, or manage your working capital more effectively, our customizable solutions are built to fuel your growth and keep your operations running smoothly, no matter the challenge.
Flexible financing solutions for your growing Healthcare business.
Payroll funding solutions that scale with your business.
Creative, flexible financing solutions for the Consumer Goods industry.
The fastest, smartest and easiest way for trucking companies to get paid.
Power your production line with funding that moves as fast as you do.
Fast, tailored funding to keep your styles on trend and on time.
Unlock working capital to move more product, faster.
Fuel growth with capital solutions built for heavy equipment and high demand.
Support your clients and scale your services with financing that fits your rhythm.
From farm to shelf, keep operations flowing with purpose-built funding.
Accelerate research, manufacturing, and market readiness with industry-savvy capital.
Drive efficiency and growth with financing geared for complex supply chains.
Whether you’re looking to improve cash flow, invest in new opportunities, or manage your working capital more effectively, our customizable solutions are built to fuel your growth and keep your operations running smoothly, no matter the challenge.
Clients choose eCapital when they need an engaged, solutions-oriented, long-term credit partner with proven capacity, creativity, and continuity. Our expertise is customization—whether on a $5 million or $150 million facility, employing a meticulous, hands-on strategies.
Our tight-knit group of financing experts are agile and client-centric, yet backed by extensive resources with the scale to conquer any challenge. This means we are going to be a better credit partner through every business cycle, bringing capabilities and passion—as patient, flexible problem-solvers—other providers simply do not have. Our track record speaks for itself.
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Specialty finance refers to customized, non-bank lending solutions designed to meet the unique needs of businesses that may not qualify for conventional bank loans. Unlike traditional lenders, specialty finance providers like eCapital focus on real-time business performance and collateral-based lending, offering speed, flexibility, and approvals based on business potential—not just credit scores.
eCapital offers a wide range of specialty financing options including accounts receivable financing, asset-based lending (ABL), supply chain finance, freight factoring, payroll funding, DIP financing and more. Each solution is tailored to meet the specific cash flow or working capital needs of businesses across transportation, staffing, healthcare, manufacturing, and other B2B sectors.
Businesses turn to specialty finance for faster funding, more flexible terms, and access to capital when traditional banks say no. Whether you’re scaling rapidly, managing seasonal cash flow, or navigating a transition, eCapital’s tailored solutions provide the financial agility needed to move forward with confidence.
Not at all. Specialty finance supports both healthy, growing companies and those navigating challenges. At eCapital, we help businesses take advantage of opportunities, finance acquisitions, expand operations, or simply stabilize cash flow—regardless of where they are in the business lifecycle.
Speed is one of the biggest advantages. While bank loans can take weeks or months, specialty finance solutions from eCapital can be structured, approved, and funded in a matter of days. Our technology-driven platform streamlines the process to get capital flowing fast.
No—specialty finance solutions are debt-based, not equity-based. That means you retain full ownership and control of your business. At eCapital, we believe in fueling growth, not diluting it.
Industries with working capital challenges, long payment cycles, or asset-heavy operations benefit the most. These include transportation and logistics, staffing, manufacturing, healthcare, wholesale and distribution, and more. eCapital specializes in these verticals, offering expert guidance and custom-built solutions.
