Fueling property management growth with embedded lending

OVERVIEW

A fast-growing property management SaaS platform wanted to offer built-in financing to help users cover property upgrades, maintenance costs, and seasonal cash flow gaps—without building a lending system from scratch.

CHALLENGE

Many landlords struggled to access capital through traditional banks. The platform needed a simple, embedded lending solution that fit seamlessly into the user experience.

SOLUTION

Partnering with eCapital, the platform integrated working capital offers directly into its dashboard via API. Property managers could now apply for and access funding based on rental income data—without leaving the system. The result: stronger user retention, a new revenue stream, and zero added compliance burden.

Franchise management SaaS platform integration with embedded financing

OVERVIEW

To help multi-unit franchisees access working capital, a leading franchise SaaS platform integrated financing into its dashboard—enabling fast, convenient funding for growth and operations without building its own lending arm.

CHALLENGE

As the platform grew, it lacked a key feature: easy access to financing. Franchisees faced hurdles with traditional loans—slow approvals, rigid credit checks, and complex applications.

SOLUTION

The platform partnered with eCapital to embed lending directly into its dashboard, using real-time data to deliver tailored funding offers. Franchisees could apply and access capital within days—enabling fast action on growth, equipment, or marketing needs.

Integrating a TMS with embedded financing

OVERVIEW

To expand its offering, a transportation management platform serving freight carriers and owner-operators integrated embedded financing—enabling users to access fast working capital for fuel, maintenance, and scaling operations. The solution needed to be quick, seamless, and handled by a trusted fintech provider familiar with transportation cash flow cycles.

CHALLENGE

Drivers and fleet operators often wait 30+ days for invoice payments, while expenses like fuel, repairs, and payroll are due immediately. Traditional financing was too slow and inflexible for fast-moving logistics businesses. The platform needed a built-in solution to convert freight invoices into immediate access to cash—without disrupting day-to-day operations.

SOLUTION

The transportation platform partnered with eCapital to embed invoice-based funding directly into its user dashboard. Through secure API integration, users could access capital based on freight billing data and delivery history—without leaving the platform. With pre-qualified offers, minimal paperwork, and same-day funding, carriers could keep trucks moving and business growing.

Adding embedded financing to an existing SaaS platform

OVERVIEW

To enhance its value proposition, a SaaS platform serving small and mid-sized businesses added embedded financing—offering users direct access to working capital from within the software they already use to manage operations. The goal was to support business growth, bridge cash flow gaps, and drive deeper user engagement without building a lending infrastructure.

CHALLENGE

Many users struggled to secure timely funding through traditional banks due to limited credit history, slow approval processes, or unpredictable revenue cycles. As their businesses scaled, they needed capital for inventory, marketing, payroll, or expansion—but often lacked fast, flexible financing options that fit their operational rhythm.

SOLUTION

The SaaS platform partnered with eCapital to integrate embedded lending into its interface. Using secure API connections, the platform offered funding based on users’ real-time activity, subscription performance, and revenue trends. With pre-qualified offers and fast approvals, users could access working capital within hours—without ever leaving the software environment they rely on daily.