Happy business woman in a holiday outfit by her computer.

12 Days of Holiday Treats and Gifts To Business Owners

Last Modified : Feb 23, 2024

Fact-checked by: Bruce Sayer

Ah, the holiday season. It’s that beautiful time of the year when traditions weave into everyday life. In the spirit of the season, eCapital is sharing our 12 days of holiday treats and gifts to business owners. As you probably have no use for a partridge in a pear tree or ten lords a-leaping, our version is a bit more business-focused. These are treats offering you fast, easy-to-manage, and flexible business financing options and gifts of free tools to help keep your business profitable.

Now that we’ve set the stage, let’s immerse ourselves in the magic of the season with 12 treats and gifts eCapital is pleased to present to business owners.

Treats of flexible financing for the holidays and New Year

Treats are often selected and enjoyed immediately, as with the first six items on our list. Offering fast, flexible business financing options, these half dozen treats provide immediate relief to undercapitalized businesses. To start the New Year with steady, reliable access to working capital, select one or more of the following financing solutions and treat your business to the cash you need to maintain financial health and prosper.

On the first day of the holiday season

eCapital gives to you Asset-based Lending.

A partridge in a pear tree is nice, but a flexible line of credit is invaluable! Our asset-based lending (ABL) is custom-designed to meet the individual needs of your business. Leverage your assets as collateral to free up liquid capital and keep your business thriving into the new year.

On the second day of the holiday season

eCapital gives to you Invoice Factoring.

Having cash in hand is more valuable than relying on your company’s outstanding accounts receivable. Invoice factoring efficiently converts invoice receivables into immediate cash, depositing the funds directly into your business account within 24 hours – it is one of the fastest and most effective ways to raise working capital. Just as the saying goes, “a bird in hand is worth two turtle doves in a bush.” (we may have altered that phrase just a bit).

On the third day of the holiday season

eCapital gives to you Payroll Funding.

What good are three French hens to a staffing company? What they need is a flexible and scalable financial structure. When it comes time for staffing agencies to pay employees, you can’t delay or make errors. Our payroll funding solution delivers the cash you need to manage operations, achieve your business goals, and make accurate payroll on time, every time. Meeting payroll and having the capital resources to expand rapidly to meet new business requirements is essential to success in the staffing industry.

On the fourth day of the holiday season

eCapital gives to you Freight Factoring.

If you’re in the trucking industry, you must pay out operating expenses daily, yet you operate on tight margins with little chance to build cash reserves. eCapital’s freight factoring service is like four calling birds – it’s a beautiful thing to experience. Our speed of funding is the fastest in the industry, delivering funds directly into your business account the instant your invoices are submitted and verified. Our team includes industry experts who know your business and can help you access more funds, save money, avoid bad debt, and avert fraud.

On the fifth day of the holiday season

eCapital gives to you Visa Commercial Cards.

You can’t pay bills with five golden rings, but eCapital’s Visa Commercial cards gives you immediate access to your money without annual fees or interest rates. You’ll have the power, speed, control, and security of a robust and reliable treasury service network backing your business.

On the sixth day of the holiday season

eCapital gives to you a Fuel Discount Program.

While rising costs of may keep you from buying eggnog this holiday season, fuel is an indispensable expense trucking companies can’t avoid. Any savings on the purchase of diesel is a considerable boost to your bottom line. Accepted at thousands of stations all over North America, your drivers have access to convenient locations along the lanes they travel to refuel with substantial savings and credit terms. Our fuel discount program offers more value than six golden geese a-laying.

Gifts of free tools to support profitability

The most cherished gifts are those used over and over again providing lasting value to the receiver. Here are our gifts of free tools to be used as often as needed to help ensure your business runs efficiently and profitability.

On the seventh day of the holiday season

eCapital gives to you a Days Sales Outstanding Calculator.

Seven swans a-swimming can be hard to keep track of – the same can be said of invoice receivables. Use eCapital’s days sales outstanding calculator to track how long your customers take to pay their invoices. The results will help you elevate your cash flow management by tracking remittance cycles. Using this tool to monitor your customers’ payment trends allows you to address cash flow issues before they become problems.

On the eighth day of the holiday season

eCapital gives to you a Free Credit Check Tool.

Like eight maids a-milking, your trucking company needs to know that your work will be rewarded – with paid invoices instead of pails of milk. Trucking companies must mitigate the risk of not getting paid for a delivery. eCapital’s credit check tool gives you the peace of mind before you haul that your brokers and shippers are trustworthy and able to pay for the load.

On the ninth day of the holiday season

eCapital gives to you a Profit and Loss Calculator.

Your trucking company may be circling around data like the nine dancing ladies, trying to make the best financial decisions for the businesses. Our free profit and loss calculator helps trucking companies make smart, informed decisions about whether a load will turn the profit you need. Don’t waste your time on loads that only break-even or worse. Instead, use the tool to calculate returns before you haul and dance all the way to improved financial health with high-ROI loads.

On the tenth day of the holiday season

eCapital gives to you a Staffing Assessment Tool.

Don’t let competitors leap all over your business – eCapital’s staffing assessment tool shows you where your staffing business stands compared to the competition. Knowing how your staffing company measures up against industry norms can help you make the necessary adjustments to pull ahead in the race for market share.

On the eleventh day of the holiday season

eCapital gives to you a Cost-Per-Mile Calculator.

Cost-per-mile is a critical data point for running a viable trucking company. Freight transportation companies will call in eleven pipers piping to celebrate our cost-per-mile calculator as an essential tool to maintain profitability. Our cost-per-mile calculator helps you identify expenses and determine the total cost your company incurs to haul a load each mile. Knowing this result will help you set a freight rate that will generate enough revenue to cover costs and turn a profit.

On the twelfth day of the holiday season

Finally, like the culmination of the holiday carol, eCapital extends heartfelt holiday wishes to all business owners and their families and loved ones.

Our best wishes to you and yours for a Happy Holiday Season!

More good things for a Happy New Year

As we continue our pursuit to innovate, eCapital will consistently introduce additional valuable services, enhanced conveniences, and increased access to capital in the coming year and beyond. Our experienced team provides expertise to maximize profits, plus flexible funding solutions to meet obligations, fuel growth, navigate financial complexities, or fortify against economic uncertainties. Contact us today to discover how we can positively impact your business with financial resources and expertise to contribute towards your success.

As the holiday spirit envelops us and the new year draws close, we want the business community to know – we’re here to help. So, here’s to a happy and safe holiday season and to a New Year with more good things to come.

Key Takeaways

  • In the spirit of the season, eCapital is sharing our 12 days of holiday treats and free gifts to business owners.
  • Our treats of flexible financing are designed to provide enhanced conveniences, and increased access to capital.
  • Our gifts are free tools used to help ensure your business runs efficiently and profitability.
  • eCapital is here to help business with financial resources and expertise to contribute towards your success.
  • Here’s to a happy and safe holiday season and to a New Year with more good things to come.
ABOUT eCapital

Since 2006, eCapital has been on a mission to change the way small to medium sized businesses access the funding they need to reach their goals. We know that to survive and thrive, businesses need financial flexibility to quickly respond to challenges and take advantage of opportunities, all in real time. Companies today need innovation guided by experience to unlock the potential of their assets to give better, faster access to the capital they require.

We’ve answered the call and have built a team of over 600 experts in asset evaluation, batch processing, customer support and fintech solutions. Together, we have created a funding model that features rapid approvals and processing, 24/7 access to funds and the freedom to use the money wherever and whenever it’s needed. This is the future of business funding, and it’s available today, at eCapital.

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eCapital Corp. is committed to supporting small and middle-market companies in the United States, Canada, and the UK by accelerating their access to capital through financial solutions like invoice factoring, factoring lines of credit, asset-based lending and equipment refinancing. Headquartered in Miami, Florida, eCapital is an innovative leader in providing flexible, customized cash flow to businesses. For more information about eCapital, visit eCapital.com.

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