Conquer the hidden challenges of a growing business

As businesses grow, balancing day-to-day operations with long-term investments becomes increasingly challenging, especially when cash flow is tight. That’s where we come in—helping you access the funding you need to expand your team, invest in equipment or inventory, launch new products, or fund acquisitions.

With the right funding strategy from eCapital, you can seize opportunities, outperform competitors, and scale with confidence.

Growth demands funding—and traditional lending often can’t keep up

32

of UK Businesses hold less than three months of cash reserves – rising to 53% in fast growing sectors.*

70

of scale-ups report lacking the funding they need to scale, reflecting a £15bn UK growth capital shortfall.**

ONS*

Scaleup Institute, Annual Report 2024**

DIVE DEEPER

Here’s what you can expect from eCapital

When it comes to funding your business, you need more than a traditional lender—you need a partner who understands your operations, your assets, and your urgency.

  • Immediate access to liquidity
  • Streamlined applications, fast decisions, and predictable access to funds.
  • Solutions that adjust as your cash flow or working capital needs change.
  • Flexible, non-bank options that are asset-driven, not credit-score-driven.
  • Financing based on the value of their receivables, inventory, or assets—not based on rigid financial ratios.
  • Discreet, behind-the-scenes funding solutions that allow you to operate normally.

OUR PHILOSOPHY

Fueling ambition with scalable financing for high-growth companies

Clients choose eCapital when they need an engaged, solutions-oriented, long-term credit partner with proven capacity, creativity, and continuity. Our expertise lies in bespoke funding — from small and mid-market facilities to large, complex solutions — delivered with meticulous, hands-on strategies that adapt to meet the unique needs of UK businesses.

Our regional experts are agile and client-focused, supported by the resources to handle complex challenges. We’re a reliable credit partner through every business cycle — flexible, patient, and proven. Our track record speaks for itself.

Fast facts
20
YEARS OF SERVICING UK CLIENTS
5000
SATISFIED CLIENTS GLOBALLY
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See if high growth financing is right for your business.

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Frequently asked questions about financing
for high growth companies

What is high-growth business financing?

High-growth financing provides flexible funding to companies experiencing rapid expansion. It’s designed to support increased demand, new hires, inventory needs, market entry, and more—without the rigid requirements of traditional loans.

What types of financing are best for high-growth companies?

Common options include invoice and cash flow finance —solutions that scale with your business and unlock funding from existing assets.

How is this different from traditional bank loans?

Unlike traditional loans that rely heavily on credit history and profitability, alternative lenders focus on asset value and cash flow potential. This means faster approvals, more flexibility, and funding aligned with your growth pace.

Do I need to be profitable to qualify?

Not necessarily. Many high-growth businesses reinvest profits into scaling. We look at the strength of your receivables, assets, and growth trajectory—not just bottom-line numbers.

What can I use the financing for?

You can use funds to support hiring, inventory, technology upgrades, equipment purchases, geographic expansion, marketing campaigns, and other growth-related needs.

Will this financing dilute my equity?

No. Our solutions are non-dilutive, allowing you to retain full ownership while still accessing the funding you need to grow.

Can this financing scale as my business grows?

Yes. Financing like invoice and cash flow finance grows alongside your assets and revenue—giving you more working capital as your business expands.

Ask an Expert

We’ve got a team of financing experts available to answer any questions you may have about high growth financing.
GET STARTED TODAY

Looking to learn more about high growth businesses?

Read our article Business Line of Credit: A Flexible Finance Solution for Business Growth and Agility

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