£1,000,000
FUNDING FOR RECRUITMENT AGENCIES
Powering consistent payroll for high-performing recruitment teams
Bridge cash flow gaps between invoicing and payroll with dynamic funding solutions.
OUR STORY
Choose funding for your recruitment agency with experts that support your growth
Whether you’re supporting a team of 10 or placing over 1,000 employees, we understand the complexity and cash flow challenges that come with running a recruiting business. Managing payroll across multiple clients, contracts, MSP programs, and billing cycles requires more than just funding—it requires speed, reliability, and a financial partner who knows your industry inside and out.
That’s where we come in. Our recruitment funding solutions are built specifically for recruitment firms, giving you fast, flexible access to working capital so you can meet payroll on time, every time. With improved cash flow, you can focus on growing your client base, expanding your placements, and running your business more efficiently—without financial stress holding you back.
Backed by decades of industry trust
20
YEARS IN BUSINESS
13
FUNDED IN THE UK
6
FUNDING LINES AVAILABLE IN THE UK
2
AVERAGE FUNDED TURNOVER
eCapital has a lot of knowledge about the recruitment industry, and as a result, can help us be a better company and make better financial decisions through that knowledge.
TOM I., CEO, RECRUITMENT CLIENT
Financing solutions that complement the pace and pressure of recruitment
Our solutions are built for how recruitment agencies really operate—fast-moving, high-volume, and cash-flow intensive. We provide flexible access to funding that aligns with your billing cycles and growth demands, so you can stay focused on scaling your business without disruption.
Need help figuring out which solutions are best for your recruitment business?
Our experts are here to make funding simple, clear, and stress free.
FUNDING FOR RECRUITMENT AGENCIES
The smarter way to fund payroll, growth and everything in between for recruitment firms
With over two decades of experience, we offer more than just funding—we deliver speed, flexibility, and tailored solutions that match the pace and complexity of your business. From reliable and consistent funding to hands-on support, eCapital gives you the tools and confidence to scale, serve your clients, and stay competitive in any market condition.
Fast, Reliable Access to the Most Funding
Get same-day funding to cover payroll and operating expenses with no delays or guesswork.
Solutions Built for Recruitment Firms
Funding tailored to your billing cycles, client payment terms, high-volume payroll, MSP programs, and flexible to cover weekly, bi-weekly, or custom payroll schedules.
Flexible Structures with No Restrictive Financial Covenants
We base approvals on the value of your invoices, not rigid financial covenants – with options for recourse or non-recourse, notified or confidential structures.
Scale with Confidence
Whether you support 10 or 1,000 employees, our funding solutions grow alongside your business.
Dedicated Recruitment Agency Experts
Work with a team that knows recruitment inside and out—so you spend less time explaining and more time scaling.
Technology that Simplifies Operations
Our platform streamlines reporting, provides real-time availability tracking, and puts you fully in control of your cash flow.
USE CASES
Financing that solves real challenges across industries, growth stages, and cash flow needs
Meeting growing demands with the reliability of invoice financing
OVERVIEW
A rapidly growing recruitment agency specialising in light industrial placements needed reliable cash flow to cover weekly payroll for hundreds of contractors.
CHALLENGE
With client payment terms averaging 45-60 days, and payroll due weekly, the agency struggled to bridge cash flow gaps. Delays in receivables strained liquidity and risked their ability to pay contractors on time, putting talent retention and client relationships at risk.
SOLUTION
eCapital provided a £1 million invoice financing facility that gave the agency fast access to funding tied to outstanding invoices. This solution ensured timely payroll, improved contractor retention, and positioned the business for continued growth.
Turning large client contracts into opportunities with scalable credit solutions
OVERVIEW
A healthcare recruitment firm secured a major new hospital group contract, increasing placement volume by 40% in under 60 days.
CHALLENGE
While the opportunity promised long-term growth, the firm needed a surge in working capital to onboard new specialist personnel, cover higher payroll, and manage compliance costs upfront.
SOLUTION
eCapital assessed the firm’s receivables and structured a £4 million invoice finance facility. The funding supported onboarding and weekly payroll for the expanded staff — empowering the firm to execute the contract successfully and position itself for continued expansion.
Meeting seasonal hospitality demand with flexible working capital solutions
OVERVIEW
A recruitment agency specialising in hospitality placements saw a surge in demand during the busy summer season, driven by contracts with hotels, restaurants, and event venues.
CHALLENGE
The agency needed additional working capital to cover weekly payroll for hundreds of temporary staff while waiting 45–60 days for client payments. Without extra funding, they risked turning down valuable new contracts at the height of the season.
SOLUTION
eCapital structured a £2 million bespoke funding line, with key bad debt protection. This enabled the agency to meet payroll, take on additional contracts, and keep operations running smoothly throughout peak trading periods.
Bridging cash flow between payroll and client payments with invoice financing
OVERVIEW
An IT recruitment agency with FTSE 100 clients faced cash flow gaps caused by extended payment terms and unpredictable invoice cycles.
CHALLENGE
Extended payment terms (up to 90 days) on high-value contracts left the business struggling to maintain liquidity for vital payroll and further recruiting.
SOLUTION
eCapital implemented a £1.5 million invoice financing solution, unlocking funding tied to invoices immediately after they were issued. This helped smooth cash flow, reduce financial stress, and support continuous talent placement without disruption.
OUR PHILOSOPHY
Built for recruitment, driven by your success
We understand the fast pace and complexity of the recruitment sector—because we’ve been supporting it for over two decades. Our philosophy is simple: put agencies and their people first with funding that’s fast, flexible, and built around your business.
We believe in hard work, honest partnerships, and real support—not just financing your working capital but helping you grow. With deep industry expertise, personalised service, and solutions specific to your unique cash flow needs, we’re here to help you place with confidence and scale with ease.
LATEST TRANSACTIONS
Have a look at some clients we’ve helped in our latest transactions
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LETS TALK
Explore how our financing can help your recruitment firm scale.
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Frequently asked questions
about funding for recruitment agencies
What is funding for recruitment agencies?
Recruitment financing provides bespoke funding solutions to help cover payroll, manage cash flow, and support growth. It’s designed to bridge the gap between paying your temporary workers and receiving payment from clients.
How does funding for recruitment agencies work?
Solutions are based on invoice financing. You submit your client invoices to the lender, who advances a percentage of the invoice value—typically within 24 to 48 hours—so you can meet payroll and other operational expenses.
What types of recruitment companies qualify?
We finance a wide range of recruitment firms, including those in healthcare, industrial, clerical, IT, professional services, and government contracting. Both new and established agencies can qualify, depending on revenue and invoice volume.
How can financing help with payroll?
Financing ensures you have the cash on hand to meet weekly or bi-weekly payroll obligations—even if your clients pay on 30-, 60-, or 90-day terms. This gives you confidence to take on more contracts without cash flow concerns.
Can I use financing to scale my recruitment business?
Yes. Financing provides the working capital you need to onboard more candidates, expand into new sectors, invest in recruitment tools, and pursue larger client contracts.
How is this different from a traditional business loan?
Recruitment financing is more flexible than traditional loans. It’s often based on your receivables, not your credit score or pledged security, and scales as your business grows—without restrictive repayment schedules.
Will my clients know I’m using financing?
It depends on the structure. With invoice financing, your clients may be notified and remit payments to a designated account. With confidential solutions your client relationships remain unchanged.
What support does eCapital provide?
Top-tier financing partners offer more than funding. They may help with credit checks on new clients, invoice management, collections, and financial planning to support your growth.
