INDUSTRIES WE FINANCE

Alternative financing solutions for the industries that drive the economy

We provide fast, flexible funding designed to meet the unique cash flow challenges of every industry we serve. Explore how our solutions empower businesses across sectors to grow with confidence.

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Serving the unique financing needs of 80+ industries with dynamic and timely financing

Whether you’re looking to improve cash flow, invest in new opportunities, or manage your working capital more effectively, our customisable solutions are built to fuel your growth and keep your operations running smoothly, no matter the challenge.

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Manufacturing business owner smiling.

Manufacturing

Flexible financing solutions for your growing manufacturing business.

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Two recruitment professionals reviewing payroll funding on a tablet.

Recruitment

Recruitment financing solutions that scale with your business.

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Wholesale

Creative, flexible financing solutions for the wholesale industry.

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Transport

Reliable finance built for the companies that keep goods flowing.

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Food and beverage manufacturer.

Food and Beverage

Flexible financing that helps food and beverage companies scale with confidence.

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Professional services firm.

Professional Services

Adaptable funding solutions that support the needs of growing professional services.

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Engineering firm.

Engineering

Fast, bespoke funding that keeps projects moving and performance strong.

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Security

Flexible financing solutions that support the demands of growing security businesses.

ALTERNATIVE FINANCING SOLUTIONS

A dynamic suite of funding solutions built to adapt to your business needs

Whether you’re looking to improve cash flow, invest in new opportunities, or manage your working capital more effectively, our customisable solutions are built to fuel your growth and keep your operations running smoothly, no matter the challenge.

OUR PHILOSOPHY

Built to be the funding partner you rely on—today and tomorrow

We understand the fast pace and constant pressure of running a product-based business-because we’ve been helping businesses thrive for over two decades. Our philosophy is simple: put product-driven businesses first with financing that’s flexible, reliable, and built to support the full supply chain.

We believe in lasting partnerships, proactive support, and funding solutions that do more than solve short-term gaps-they power long-term growth. With deep experience in the consumer goods space, and funding strategies aligned with your production cycles and payment terms, we’re here to help you stay stocked, stay agile, and scale with confidence.

Fast facts
20
+
YEARS OF SERVICING UK CLIENTS
5000
+
SATISFIED CLIENTS GLOBALLY
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See if alternative finance is right for your business.

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Frequently asked questions
about alternative finance

What is alternative financing?

Alternative financing refers to funding solutions that exist outside of traditional bank lending. These options are designed to provide faster, more flexible access to working capital for businesses that may not meet bank lending criteria or need a facility that adapts to fluctuating cash flow. Common forms include invoice finance, asset-based lending (ABL), trade finance, and supply chain finance.

Unlike fixed bank loans, these solutions grow with your turnover or asset base, giving businesses a revolving source of liquidity to manage operations, fund expansion, and respond quickly to new opportunities.

How does alternative financing differ from a traditional bank loan?

A traditional bank loan typically involves a fixed borrowing amount, set repayment schedule, and extensive credit requirements.

Alternative financing, by contrast, offers dynamic access to capital based on your assets—such as receivables, stock, or equipment. The facility scales with your business, allowing more funding as your invoices or assets increase. It’s faster to arrange, less restrictive, and often tailored to the realities of your cash flow and trading cycles, rather than rigid credit scores or historic performance.

Which businesses can benefit from alternative financing?

Alternative financing suits a wide range of businesses, from start-ups and SMEs to established corporates across sectors including manufacturing, wholesale, transport, and recruitment.
It’s especially beneficial for companies that:

  • Experience long customer payment terms
  • Are growing rapidly and need scalable funding
  • Operate seasonally or cyclically
  • Have been declined or restricted by traditional banks

By unlocking working capital tied up in assets, these solutions provide stability and flexibility during growth or transition periods.

What are the main types of alternative financing available in the UK?

The most widely used forms include:

  • Invoice Finance: Unlock cash from unpaid invoices.
  • Invoice Discounting: Similar to factoring but confidential.
  • Selective Invoice Finance:  Allows businesses to choose which customer accounts to sell to a finance provider in exchange for immediate cash.
  • Bad Debt Protection: Ideal for companies navigating long payment terms or customer insolvency risk

Each option is structured to enhance cash flow, giving businesses the flexibility to fund operations and invest in growth.

How does invoice finance work as an alternative funding option?

Invoice finance converts your outstanding invoices into immediate cash. Once you issue an invoice to a creditworthy customer, a funding partner advances up to 90% of the invoice value within 24–48 hours. When the customer pays, the remaining balance is released (minus a small fee).

This facility aligns funding directly with your sales activity—so the more invoices you raise, the more working capital becomes available. It’s an ideal way to smooth cash flow and avoid waiting 30–90 days for customer payments.

Can alternative financing be used alongside existing bank facilities?

In many cases, yes. Alternative lenders often work alongside existing bank relationships, providing additional liquidity that complements traditional facilities.

For example, a company may keep a bank overdraft for day-to-day expenses while using invoice finance to manage long payment terms to support expansion. This blended approach allows greater flexibility and ensures that each funding stream serves a specific operational need.

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