BUYOUTS, MERGERS & ACQUISITIONS

Finance your next transition with our creative solutions

Whether you’re buying out partners, acquiring a business, or taking ownership of the company you already run, our flexible financing solutions make it possible to transition—without needing large amounts of upfront capital.

LET’S TALK

Be financially flexible through your buyout, merger or acquisition.

Acquiring a business is complex—you shouldn’t have to worry about funding, too. From legal agreements to operational transitions, there’s a lot to manage. Our buyout and acquisition financing is based on the value of your assets—not restrictive financial covenants—giving you the flexibility to focus on what you do best.

Transitions require capital solutions built to support complexity, speed, and opportunity.

44

of entrepreneurs expect to exit their business, without acquiring another one, within the next five years

41

of owners of companies with 20 or more employees are looking to make an acquisition

Fed Small Business Credit Survey 2022 Report

 

You have more working capital than you think 

Our creative financing solutions allow businesses to leverage existing assets of your business, which provides crucial financial flexibility during demanding transitions  Our solutions can also make buyouts, mergers & acquisitions possible that might not have been achievable with traditional financing methods. 

Expanding a business requires a careful balance between handling daily operations and making wise investments to secure long-term revenue growth and profitability. Our solutions allow your business to go smoothly through significant transitions while maintaining strong cash flow. 

Most importantly, we do not rely on financial covenants that may constrain your business’s flexibility. We rely on your expertise and the value of your assets. 

 

Strategic financing that moves deals forward 

Whether you’re pursuing growth through buyouts, mergers, or acquisitions, our alternative financing solutions provide a strategic advantage by unlocking capital from your existing business assets. Traditional lenders may limit opportunities due to rigid financial constraints, but our asset-based approach allows you to move quickly, confidently, and strategically through complex transactions. 

Our solutions deliver financial agility, enabling your business to close critical deals faster, preserve valuable equity, and sustain robust operational performance throughout the acquisition or merger process. By relying on the intrinsic value of your assets, not restrictive financial covenants, we empower you to capitalize on strategic opportunities without sacrificing financial stability or operational freedom. 

You have more working capital than you think 

Our creative financing solutions allow businesses to leverage existing assets of your business, which provides crucial financial flexibility during demanding transitions  Our solutions can also make buyouts, mergers & acquisitions possible that might not have been achievable with traditional financing methods. 

Expanding a business requires a careful balance between handling daily operations and making wise investments to secure long-term revenue growth and profitability. Our solutions allow your business to go smoothly through significant transitions while maintaining strong cash flow. 

Most importantly, we do not rely on financial covenants that may constrain your business’s flexibility. We rely on your expertise and the value of your assets. 

Strategic financing that moves deals forward 

Whether you’re pursuing growth through buyouts, mergers, or acquisitions, our alternative financing solutions provide a strategic advantage by unlocking capital from your existing business assets. Traditional lenders may limit opportunities due to rigid financial constraints, but our asset-based approach allows you to move quickly, confidently, and strategically through complex transactions. 

Our solutions deliver financial agility, enabling your business to close critical deals faster, preserve valuable equity, and sustain robust operational performance throughout the acquisition or merger process. By relying on the intrinsic value of your assets, not restrictive financial covenants, we empower you to capitalize on strategic opportunities without sacrificing financial stability or operational freedom. 

DIVE DEEPER

What is M&A financing?

M&A financing (mergers and acquisitions financing) refers to the capital used to fund the purchase, merger, or consolidation of one business with another. It enables a company to acquire another business, buy out partners, or facilitate a strategic merger—without tying up all its own cash reserves.

M&A financing is commonly used by businesses looking to expand rapidly, enter new markets, consolidate competitors, or achieve synergies through integration. Alternative lenders often provide more flexible and customised M&A financing solutions than traditional banks, especially for mid-market or asset-rich businesses.

Have more questions? Our experts are here to make funding simple, clear, and stress-free.

Contact Us

Businesses that can benefit most from M&A financing:

  • Private equity-backed portfolio companies
  • Growth-stage companies looking to expand through acquisition
  • Healthcare operators (e.g., home health, skilled nursing, hospice)
  • Manufacturing firms seeking vertical or horizontal integration
  • Logistics and transportation companies expanding regional presence
  • Technology and SaaS businesses acquiring complementary capabilities
  • Staffing and recruiting agencies scaling through roll-up strategies
  • Consumer goods and e-commerce brands acquiring product lines or competitors
  • Professional services firms (legal, marketing, consulting) growing via acquisition
  • Franchises and multi-location operators consolidating market share
  • Distribution and wholesale businesses expanding supply chains
  • Distressed businesses looking to merge for strategic recovery

OUR PHILOSOPHY

Providing strategic business capital for confident deals

Clients choose eCapital when they need an engaged, solutions-oriented, long-term credit partner with proven capacity, creativity, and continuity. Our expertise lies in bespoke funding — from small and mid-market facilities to large, complex solutions — delivered with meticulous, hands-on strategies that adapt to meet the unique needs of UK businesses.

Our regional experts are agile and client-focused, supported by the resources to handle complex challenges. We’re a reliable credit partner through every business cycle — flexible, patient, and proven. Our track record speaks for itself.

Fast facts
20
YEARS OF SERVICING UK CLIENTS
5000
SATISFIED CLIENTS GLOBALLY
VIEW OUR LATEST PARTNERSHIPS

LETS TALK

See if M&A financing is right for your business.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Opt In
By opting-in and submitting this form you consent to receive marketing email and text messages (e.g. promotions, product information, industry insights, etc.) from eCapital. See our Privacy Policy for further information.
This field is hidden when viewing the form

Frequently asked questions about buyouts,
mergers & acquisitions

What is M&A financing?

M&A financing provides the capital needed to acquire, merge with, or buy out another business. It’s structured to support strategic growth, ownership transitions, or consolidation without depleting cash reserves.

What types of M&A transactions can be financed?

We finance a range of transactions including management buyouts (MBOs), partner buy-ins, corporate acquisitions, roll-ups, and mergers—whether for expansion, consolidation, or succession planning.

Who qualifies for M&A financing?

Businesses with strong assets, predictable cash flow, or experienced management teams are typically good candidates. We work with sponsor-backed, privately owned, and mid-market companies.

How is alternative M&A financing different from bank loans?

Specialty lenders offer faster decision-making, greater flexibility, and customized deal structures—especially helpful when speed, creativity, or complexity is key.

Can financing be used for both acquisition and post-deal needs?

Yes. We can structure financing to cover not just the transaction, but also integration, working capital, equipment upgrades, or growth initiatives following the deal.

Do I need to give up equity to secure M&A financing?

Not with our solutions. Many of our clients use non-dilutive capital like ABL or A/R financing, preserving ownership while securing the funds needed to close the deal.

What makes eCapital a strong M&A financing partner?

Our team brings deep experience, fast execution, and flexible capital—from $5M to $150M—combined with a commitment to long-term, hands-on partnership through every business cycle.

Ask an Expert

We’ve got a team of financing experts available to answer any questions you may have about buyouts, mergers and acquisitions financing.
GET STARTED TODAY

Looking to learn more about buyouts, mergers and acquisitions?

Read our article Mastering Acquisition Financing: Key Strategies for Business Expansion

Learn more about buyouts, mergers & acquisitions

The Challenges and Solutions of Management Buyouts: Why SMEs Should Consider This Exit Strategy

As a business leader, you’ve likely spent years growing and developing your business into something you’re proud of. Whet. . .
Read More

Mastering Acquisition Financing: Key Strategies for Business Expansion

For businesses looking to expand, acquiring another company can be a powerful strategy to increase market share, diversify se. . .
Read More

Management Buy-out Financing – Don’t Let Change of Control Jeopardise Your MBO

Management teams undertaking a management buy-out (MBO) to acquire their company represent a compelling opportunity. However,. . .
Read More