What is Bespoke Financing?

Bespoke financing is referred to as a loan that’s personalized specifically to a client through creative financial product offerings. Instead of offering a generic loan repayment to a client, the loan repayment is structured, generally, on the clients expected ability to repay the loan over time, but can include a number of financial products, such as invoice financing, asset-backed loans, equipment refinancing/financing, etc. This is particularly important when considering the loans are often used for cash-hungry businesses looking for working capital to redeveloping property or using the funds for different investments to grow their business.

Entering 2023, traditional lenders, such as banks, are becoming far more risk adverse when it comes to lending and bespoke financing. However, fintechs and other alternative lenders have embraced bespoke financing as a significant component of their service offerings.

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