BAD DEBT PROTECTION

SAFEGUARD YOUR BUSINESS

Gain peace of mind to get on with business without worrying about getting paid.

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See what we can do for your business.

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Let’s Talk

See what we can do for your business.

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Opt In
By opting-in and submitting this form you consent to receive marketing email and text messages (e.g. promotions, product information, industry insights, etc.) from eCapital. See our Privacy Policy for further information.
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PROTECT YOUR BUSINESS CASHFLOW

We know that assessing your customers ability to pay can be difficult and you don’t want to turn business away. In the event of non payment, not being able to recover monies that are owed to you for goods and/or services already supplied can have a serious and detrimental effect on your business. Our inclusive debtor protection solution gives you the confidence of knowing that you will receive payment for invoices due from your customer in the event of their non-payment thus protecting your longer term cashflow.

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Protect Against Bad Debts

Confidently push new opportunities knowing you are safeguarded against non-payment.

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Diversify Your Risk

Effectively spread the commercial risk that some of your larger customers represent to your business.

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Focus on Growth

You want to grow your business with the added peace of mind that your customers are credit protected.

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Keep Cash Flowing

Late payment is one of the largest threats to SME survival, with 60% of small business failing within their first five years of trading.

WHAT YOU CAN EXPECT

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SPEED

Get cover quickly to ensure minimal disruption to cash flow.

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FLEXIBILITY

Choose up to 15 customers to include in the protection.

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PEACE OF MIND

Push opportunities forward knowing your business is safeguarded.

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GUARANTEED PAYMENT

Cover for 90% of your payment.

IS BAD DEBT PROTECTION A GOOD FIT?

Our Bad Debt protection service gives you the confidence of knowing that you will receive payment for invoices due from your customer in the event of their non-payment, thus protecting your longer term cashflow. This solution can help your business if:

You want a method whereby you can effectively spread the commercial risk that some of your larger customers represent to your business.
You want to grow your business with the added peace of mind that your customers are credit protected.
The impact of a bad debt could have a significant effect on your business cashflow.

What Our Clients Say

“
DCS (Food Ingredients) Ltd.

“Despite interest from other would-be suitors, DCS had no hesitation in returning to eCapital who were able to provide a replacement facility with ease and simplicity which in the reflected opinion of Andrew Hunt, MD sets them apart in their market.”

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Emergency Personnel

“We have an excellent working relationship with eCapital and they have been an integral partner for 6 years to the success of our business, long may that continue.”

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Anglesey Mechanical Solutions Ltd.

“The challenges of building and establishing a business within the region have been fierce but by creating a customer base built on loyalty and trust have enabled us to move forward in a clear direction and having the right funder alongside us has been instrumental to being able to achieve this.”

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Kontrol Ltd.

“Whilst we were very grateful for the services previously provided by our bankers, as a large organisation they were unable to provide the simple, straightforward invoice finance solution that eCapital as an independent local funder can, alongside their highly personable and easy-access relationship offering.”

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Beinn Group

“Despite the prolonged and enforced lockdown periods and its knock-on effects on economic activity and uncertainty across our markets we have continued to service and respond to our customer requirements and are extremely grateful to eCapital for their ongoing loyal support not just throughout this period but in general.”

RELATED FUNDING SOLUTIONS

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INVOICE
FINANCE

Unlock the cash
in your outstanding invoices.

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INVOICE DISCOUNTING

Get immediate funding with an ongoing source of finance.

LEARN MORE

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SELECTIVE INVOICE FINANCE

Choose which invoices
to finance.

LEARN MORE

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0800 007 3080

0800 007 3080