Owner Operator Factoring

THE CASH YOU NEED,
WHEN YOU NEED IT.

Our owner operator factoring services will have your invoices paid within 24 hours, so you can get access to money for fuel, truck maintenance, insurance – everything your business needs to grow and thrive. We’ll even handle your billing and collections so you can get back to what you do best, driving.

1

SIGN UP

2

UPLOAD
PAPERWORK

3

GET PAID
FAST

ALL THE WAYS YOU BENEFIT

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FAST CASH

Invoices paid in 24 hours or same day if you need it.

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90 DAY TRIAL

See if owner operator factoring is right for you.

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NON-RECOURSE FACTORING AVAILABLE

Let us take on the risk of non-payment.

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EXTENDED HOURS

Evenings and even Saturdays!

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BACK OFFICE SUPPORT

We take care of collections and billing for you.

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FAIR, AFFORDABLE RATES

Say hello to rates you can work with.

INSURANCE

INSURANCE

Protect your truck with pre-negotiated discounts from one of the nation’s top insurers.

FUEL DISCOUNT CARD

FUEL DISCOUNT CARD

Never pay full price for diesel again. Save an average of 22¢/gal at 16,000+ locations nationwide.

FUEL ADVANCES

FUEL ADVANCES

Funds in 20 minutes. Fill up, get back on the road, and pay later.

LOADS

LOADS

Take advantage of our extensive network. Find work with our approved brokers.

CREDIT CHECKING

CREDIT CHECKING

Know your customer is credit worthy before you deliver.

+ MANY MORE

+ MANY MORE

We’ve secured tons of discounts and perks for you. Check them all out and start saving!

GET TONS OF EXTRAS

Every penny counts on the road. We make it easy for owner operators to save on all things you need to run profitably.

GET ANYTIME, ANYWHERE TOOLS

Get paid in just a couple clicks. Say goodbye to clunky paper processes and hello to fast funding. On the go, you can:

  • Credit check customers
  • Capture images on the go
  • Submit invoices for funding
  • Check payment status in real-time
  • And so much more with our simple, smart tools

I love the peace of mind of knowing exactly when I’ll get paid.

Andrew K.
Proud owner-operator

THE BEST FACTORING COMPANY I’VE EVER WORKED WITH

Jay W.
Client since 2016

SAVE MORE, MAKE MORE

Matt R.

“In the last year, eCapital has saved me $15,000 on fuel and tires!”

YOU CAN DO EVERYTHING FROM YOUR PHONE

Jose F.
Self-proclaimed nerd

THE TEAM GOES ABOVE AND BEYOND

Abdul F.

“I could not have gotten my business up and running without their help.”

Everyone at eCapital has been awesome!

Derek R.
Loves driving to heavy metal

RESOURCES

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Recourse vs Non-recourse – Infographic

Discover the Potential in Your Unpaid Invoices When waiting is not an option or you simply have a great opportunity in front of you, invoice factoring may be your secret … Continue reading "Recourse vs Non-recourse – Infographic"

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8 Free Apps for Truckers

While on the road, apps can help get you where you need to be, save time, money, and make you skinnier... okay, maybe not skinnier! 1. Gas Buddy With fuel … Continue reading "8 Free Apps for Truckers"

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4 Smart Ways to find the Right Factoring Company

Discover the Potential in Your Unpaid Invoices When waiting is not an option or you simply have a great opportunity in front of you, invoice factoring may be your secret … Continue reading "4 Smart Ways to find the Right Factoring Company"

INDUSTRY PARTNERS

Industry Partners