Your fastest, easiest route to cash.
Get a free quote in minutes.
Freight Factoring Gets You the Most Money, in More Ways
Get a pre-approved, automatic line of credit.
Split-second transfers to your bank–even after hours.
Access funds easily with a Commercial Visa Card.
The best business portal for tracking your invoices and managing your money.
MORE MONEY AND MORE OF WHAT YOUR BUSINESS NEEDS
I love the peace of mind of knowing exactly when I’ll get paid.
YOU CAN DO EVERYTHING FROM YOUR PHONE
The Team Goes Above and Beyond
“I could not have gotten my business up and running without their help.”
Everyone at eCapital has been awesome!
Loves driving to heavy metal
Is Factoring Expensive?
The first question you might be asking yourself is how much it costs. Determining your rate is quite straight forward. All factoring companies use a few basic criteria to calculate the rate:
- Total dollar volume you factor each month
- Average invoice amount
- Collection period
- Diversity base of your customers (referred to as “concentrations”)
- Type of freight
Based on these criteria, rates are typically 1%-5% of the amount invoiced. The benefits of receiving immediate cash typically far outweigh the fee.