MAKE PAYROLL ON TIME, EVERY TIME

Fast, flexible payroll funding solutions that get you the most money for your staffing business.

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WORKING CAPITAL TO PAY YOUR WORKFORCE

Paying your workforce on time is critical. But when you are waiting for your clients to pay, where do you find the cash? Our payroll funding solutions can get you the cash you need to make payroll, manage operations and achieve your business goals.

FASTER

Streamlined approval and setup process to get you the cash you need.

MORE FLEXIBLE

Terms designed for you.

MOST MONEY

Expertise to maximize working capital with up to 95% of your A/R.

INDUSTRY EXPERTS

In depth understanding of the staffing industry.

WE KNOW STAFFING

Our team of staffing veterans know the industry inside and out. We specialize in temporary and contract payroll funding for various staffing industry verticals including:

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    HEALTHCARE

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    ADMINISTRATIVE

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    ENGINEERING

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    PROFESSIONAL / MANAGERIAL

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    GOVERNMENT CONTRACTING

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    INDUSTRIAL

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    INFORMATION TECHNOLOGY

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    CLERICAL / OFFICE

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    TELECOMMUNICATIONS

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    LIFE SCIENCES

PAYROLL FUNDING SOLUTIONS

Whether you’re just getting started or looking for a new financial partner to help you take your business to the next level, let’s talk. We’ll work with you to design a payroll funding solution that meets your needs and exceed your expectations.

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INVOICE FACTORING

The fastest way to make payroll. Unlock the cash in your outstanding invoices.

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ASSET-BASED LENDING

Retain greater control of your finances with the flexibility of an asset based loan.

PAYROLL FUNDING

HOW CAN WE HELP?

You’re working hard to build and grow your staffing company. Navigating through economic changes, adjusting to fluctuations in labor demand, and staying on top of day-to-day operations isn’t easy. But how you manage cash flow should be.

You need a responsive payroll funding company that is also a flexible financial partner who will support your business with the working capital it needs. eCapital’s payroll funding solutions are designed to suit your staffing company’s unique challenges, with a team of industry experts behind you every step of the way.

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Business growing fast?

Payroll funding solutions that quickly scale to meet demand.

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Trouble at the bank?

Put an end to tripping covenants at the bank and secure a reliable source of payroll funding.

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Want fewer restrictions?

Get a flexible payroll funding solution without the red tape – and more freedom to run your business your way.

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Just getting started?

We’ll quickly get you set-up with the cash you need so you can focus on growing your business.

INDUSTRY-LEADING PAYROLL FUNDING

You won’t find a better payroll funding solution! Our commitment to helping staffing companies grow and thrive is unmatched. You can count on our faster, more flexible payroll funding to get you the most money to support your business – including MSP and unbilled relationships. See what our staffing industry experts can do for you.

24/7 Access to Your Cash

Manage your money your way. With eCapital Connect, our proprietary account management software, you are in control of your finances at anytime, day or night.

Fair & Affordable Rates

Our rates are the most competitive in the industry. We know what it takes to maximize your working capital and will customize a payroll funding solution to meet your needs.

Seamless Transition

We understand that making payroll is critical to your business and financial disruption is not an option. We're pros at onboarding new staffing clients and our account management team is here for you every step of the way.

Facilities up to $30 Million

We're ready and able to provide the funding your staffing business needs now and into the future. As your business grows, so does the financing available to you.

Tips & Advice

Tap into our in-depth knowledge of the staffing industry to better manage your business. Get smart, actionable advice and useful tips from staffing industry veterans.

No Hidden Fees

We believe in transparency in all we do. That means no surprises when it comes to our agreements.

BUILT FOR HOW YOU DO BUSINESS

Get a payroll funding solution that works for your business and ensure you have access to the most working capital to support your goals.

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MANAGED SERVICE PROVIDERS

Working with an MSP? No problem! We support MSP relationships and can get you the funding you need.

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UNBILLED

We’ll provide an unbilled facility for your clients that only allow for bi-weekly or monthly billings.

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CONTRACTS

Leverage our expertise to help evaluate new contracts and ensure you bid on profitable business.

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FUTURE PLANNING

We’ll help you add value to your business so when you’re ready to sell or retire, you’ll get the maximum valuation.

FREQUENTLY ASKED QUESTIONS

What is Payroll Funding?

Payroll funding, sometimes referred to as payroll financing is a business solution specifically designed for the staffing industry. Our payroll funding solutions include both invoice factoring and asset based lending 

What is Invoice Factoring?

Invoice factoring is a financing solution that allows your small business or medium sized business to release cash against your outstanding customer invoices before they’ve been paid. Factoring invoices is the fastest way to improve cash flow to your business bank account.  

What is an Asset-based Loan?

An asset based loan is a secure loan based on the value of the assets within your staffing agency such as your accounts receivable.

Is Invoice Factoring a Business Loan?

No. With invoice factoring, you are selling an asset (unpaid invoices) to quickly release working capital, and the invoice factoring company would be responsible for collecting the unpaid invoices. 

How long does it take to setup a Payroll Funding solution with eCapital?

The time it takes to set up a payroll funding solution varies and is dependent on the solution and the complexity of your business. Invoice factoring is the fastest, with set-up in days. Asset based loans involve more due diligence and generally take a few weeks.  

How much will invoice factoring cost me?

Costs (factoring fees) are dependent on the invoice factoring services you use and the amount of invoices and invoice amounts we handle for you. We want to earn your business and offer extremely competitive rates. Contact us today for a free, no-obligation quote.

Invoice factoring vs. bank loans: What’s the difference?

In a traditional environment, a company or small business owner will borrow money in the form of a cash advance from a lending institution and pledge collateral to secure the bank loan. Over time, the company or individual will work to pay this loan back with interest. Depending on the loan structure, payments may be due monthly, starting immediately, or the full principal and interest will be due at some specified date in the future.

Invoice factoring, by contrast, uses your existing invoices as collateral. If you have outstanding invoices due from your customers, you can sell those invoices to a third party for a discount. You’ll get an immediate injection of cash, and your customers will pay their invoices directly to the third party for goods and services.

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