Your fastest, easiest route to cash.
Freight Factoring Gets You the Most Money, in More Ways
EXTRA MONEY
Get a pre-approved, automatic line of credit.
INSTANT MONEY
Split-second transfers to your bank–even after hours.
FASTER MONEY
Access funds easily with a Commercial Visa Card.
EASY MONEY
The best business portal for tracking your invoices and managing your money.
MORE MONEY AND MORE OF WHAT YOUR BUSINESS NEEDS
NEW FIVE-STAR LOAD BOARD
Find high-paying loads with automatic credit checks built-in, so you know you’ll be paid by reputable shippers and brokers.
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FUEL DISCOUNT PROGRAM
Save thousands every month and never pay full price for diesel again with discounts at more than 16,000 locations.
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BACK-OFFICE SUPPORT
Let us handle many of your administrative needs at no additional cost. Plus, get world-class support, including evenings and Saturdays.
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NEW FIVE STAR TMS
A simple but powerful dispatch tool to manage all aspects of your trucking or brokerage business.
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FREE CREDIT CHECKS
Check the creditworthiness of your shippers and brokers online for free. It’s a fast and easy way to accept loads with confidence.
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90-DAY FREE TRIAL
Try our easy-to-use services, handy tools, and friendly support for up to three months before you decide.
I love the peace of mind of knowing exactly when I’ll get paid.
Andrew K.
Proud owner-operator
THE BEST FACTORING COMPANY I’VE EVER WORKED WITH
Jay W.
Client since 2016
Save More, Make More
YOU CAN DO EVERYTHING FROM YOUR PHONE
Jose F.
Self-proclaimed nerd
The Team Goes Above and Beyond
Abdul F.
“I could not have gotten my business up and running without their help.”
Everyone at eCapital has been awesome!
Derek R.
Loves driving to heavy metal
Is Factoring Expensive?
The first question you might be asking yourself is how much it costs. Determining your rate is quite straight forward. All factoring companies use a few basic criteria to calculate the rate:
- Total dollar volume you factor each month
- Average invoice amount
- Collection period
- Diversity base of your customers (referred to as “concentrations”)
- Type of freight
Based on these criteria, rates are typically 1%-5% of the amount invoiced. The benefits of receiving immediate cash typically far outweigh the fee.
A Typical Factoring Scenario
Invoice Value
$1,500
Factoring Rate
2%
Total Cost To You
$30
Let's Talk
See what we can do for your business.