Factoring for Small Businesses

Fast, simple, flexible funding for small businesses.

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See what we can do for your business.

Get up to $250,000
Funding Within Days

Are you a small business or startup with an immediate cash flow need? eCapital’s flexible financing solution turns your unpaid invoices into the cash you need to make payroll, fulfill new orders and contracts, purchase inventory, pay vendors and relieve short-term or seasonal cash flow problems.

Here’s What You Can Expect

Next- Day Funding

Get paid on your invoices faster.

Simplicity

Easy to arrange.

Transparent

3.5% fixed fee per invoice.

No Long-Term
Commitment

Rolling one-month contracts.

Personal Service

We dedicate a customer service rep to you.

Accesible 24/7

Check on your account with our Client Portal.

How Factoring for Small Business Works

  1. INVOICE YOUR CUSTOMER.
    Send us a copy
  2. GET UP TO 90% OF THE VALUE OF YOUR INVOICE IN 24 HOURS.
    Within 24 hours, we will advance up to 90% of the invoice value to you.
  3. WE COLLECT PAYMENT ON YOUR BEHALF.
    Leaving you to focus on running your business.
  4. WE RETURN REMAINING BALANCES TO YOU.
    We just take the agreed fee for each invoice.

Let’s Talk

See what we can do for your business.

Factoring is A Good Fit

Factoring for small business is a good solution for your small business if:

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Are a startup or established business

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Require less than $250,000 in funding

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Are unable to obtain traditional bank financing

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Are experiencing rapid growth

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Need to bridge a cash flow shortage

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Looking for short-term financing

“eCapital feels like a true partner who is as invested as we are.”

Client Success Story

See how faster access to working capital gave this small business a major competitive advantage.

Read the client's story

What Our Clients Say

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See what we can do for your business.