Expand Your Business with the Right Financing

Tap into funding options designed to help you grow.

Let’s Talk

See what we can do for your business.

Let’s Talk

See what we can do for your business.

EXPAND YOUR BUSINESS

When you’re ready to expand your business, we’re here to help. Our flexible funding programs let you bypass the bank to put the power of your unpaid invoices and other business assets to work for you. So, go ahead. Buy the latest equipment, move into new markets or acquire that company. Whatever your vision for business growth, you can do it with eCapital by your side.

UNLOCK THE CASH IN YOUR OUTSTANDING INVOICES

Tired of playing the net 30-60-90 game? Invoice factoring from eCapital quickly releases working capital from outstanding invoices so you have the money you need to take care of business.

WHAT YOU GET

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FAST CASH

Funding within 24 hours once approved.

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GROWS WITH SALES

The more you invoice the more cash you access.

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FINANCE GROWTH

Expand into new markets. Fulfill a big order. Sail through seasonal fluctuations.

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RELIEVE CASH FLOW PRESSURES

Free cash tied up in unpaid invoices.

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SAVE TIME

We manage your accounts receivables and collections for you.

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SAFETY NET

We offer optional credit insurance.

HOW FACTORING WORKS

  1. INVOICE YOUR CUSTOMER.
    Send us a copy of your paperwork.
  2. YOU RECEIVE YOUR FUNDING.
    Within 24 hours, we will advance up to 90% of the invoice value to you.
  3. WE COLLECT PAYMENT ON YOUR BEHALF.
    Leaving you to focus on your business.
  4. YOU RECEIVE THE REMAINDER OF THE INVOICE VALUE.
    Following full payment from the customer, we deduct our fee and send the remaining funds to you.

FACTORING IS A GOOD FIT

Factoring is a good solution for your business if you:

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Trade with other businesses

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ARE UNABLE TO OBTAIN TRADITIONAL BANK FINANCING

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ISSUE INVOICES WITH UP TO 90-DAY PAYMENT TERMS

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Are unable to increase an existing line of credit

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ARE AN ESTABLISHED BUSINESS OR A STARTUP

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Want to finance growth, expand into new markets, or cope with seasonal fluctuations

MAKE YOUR ASSETS WORK FOR YOU

We turn your invoices, inventory, machinery, equipment or real estate assets into working capital. Whether you want to leverage growth opportunities, purchase equipment, fund acquisitions, withstand seasonal ebbs, or turn your business around, we’ll structure a loan specific to your business objectives. We work with established businesses of all sizes, from small companies to large corporations, to provide funding on demand through Asset Based Lending.

Why You’ll Like It

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Fast

Quickly tap into your assets to generate the cash you need—usually within 24 hours of approval as a revolving line of credit.

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Easy

Easier than qualifying for a bank loan or line of credit.

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Flexible

Contract terms are established to meet your requirements.

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PERSONAL

The team will structure a program tailored to your business needs and support you along the way.

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IMPROVES LIQUIDITY

Leverages your assets to finance growth, purchase new equipment, fund acquisitions and turnaround situations, cash in on supplier discounts, increase purchasing power or prepare for seasonal demands.

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WORKS FOR ANY SIZE BUSINESS

Suitable for SMBs and large corporations.

HOW ASSET BASED LENDING WORKS

  1. ACCOUNTS RECEIVABLE
    Up to 90% of your eligible invoices, including foreign A/R.
  2. INVENTORY
    Up to 85% of net orderly liquidation value.
  3. MACHINERY AND EQUIPMENT
    Up to 85% of net orderly liquidation value.
  4. REAL ESTATE
    Up to 75% of fair market value.

ASSET BASED LENDING IS A GOOD FIT

Asset Based Lending is a good solution for your business if you are a:

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Trade with other businesses

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Have been in business at least 2 years

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Are unable to obtain traditional bank financing

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Are a fast growing business where a bank loan is not the best solution

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Need financing between $1M and $10M

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Are in growth mode, going through an M&A, or facing financial challenges

What Our Clients Say

Recently Funded Business

INDUSTRY

FACILITY

LOCATION

PRODUCT

FOOD WHOLESALER

$4MM

CALIFORNIA

ASSET BASED LENDING

STAFFING

$750M

CALIFORNIA

RECOURSE FACTORING

STAFFING

$1.5MM

ILLINOIS

RECOURSE FACTORING

STAFFING

$400M

CALIFORNIA

RECOURSE FACTORING

APPAREL

$250M

NEW YORK

RECOURSE FACTORING

STAFFING

$900M

NEW YORK

RECOURSE FACTORING

MARINE PRODUCTS DISTRIBUTOR

$900M

TEXAS

RECOURSE FACTORING

INDUSTRY

FACILITY

FOOD WHOLESALER

$4MM

LOCATION

PRODUCT

CALIFORNIA

ASSET BASED LENDING

STAFFING

$750M

CALIFORNIA

RECOURSE FACTORING

STAFFING

$1.5M

ILLINOIS

RECOURSE FACTORING

STAFFING

$400M

CALIFORNIA

RECOURSE FACTORING

APPAREL

$250M

NEW YORK

RECOURSE FACTORING

STAFFING

$900M

NEW YORK

RECOURSE FACTORING

MARING PRODUCTS DISTRIBUTOR

$900M

TEXAS

RECOURSE FACTORING

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See what we can do for your business.