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A Smarter Way To Get Paid

eCapital understands the cash flow demands you face and eliminates the wait and uncertainty of getting paid, turning your freight bills into immediate cash so you can:

  • Pay for fuel and operating expenses.
  • Secure higher-paying loads.
  • Stop chasing payments and focus on running your business.
  • Expand your business.

With competitive rates and industry leading service, eCapital keeps you moving forward with a steady cash flow.

What You Get

If you’re looking for a better, faster way to get paid, you’re in the right place. eCapital is the leading freight factoring company, and everything we do is designed for one simple purpose: to get you the cash flow you need to move your business ahead. That’s how we roll. 

Fast Cash
  • Get paid in 24 hours or less
  • Same-day funding available
  • Fuel advances before you deliver
Simple Options
  • Factor the brokers and shippers you want
  • Competitive rates
  • Recourse and non-recourse options available
Great Service
  • Get started in minutes
  • Dedicated account representatives
  • Professional accounts receivable management
  • Open Saturdays
More Ways We Help
Fuel Card

Watch fuel savings add up! At eCapital, all clients can get our free fuel card, which saves you 8¢ per gallon at all 600+ Pilot Flying J locations throughout the U.S. No rebates here. Save right at the pump! You can also use for eCapital Fuel Card at any truck stop, including TA/Petro and Love's!

Free Credit Check

Working for a new customer? eCapital has one of the largest credit databases anywhere. Use it to run a quick search and confirm your shipper's or broker's creditworthiness before you start working for them.

Fuel Advance

Let eCapital advance funds you need to buy fuel and deliver on time. Use our handy Smartphone App to upload your paperwork and get 50% advanced to you so you can keep more trucks on the road.

Introducing the eCapital Marketplace

We brought together the best to make you the best.

Free Loadboard

Your business doesn’t go anywhere without a load. eCapital clients receive 30 FREE days and find higher-paying loads with™, the premium online load-matching service.

Tire Pressure
Advantage PressurePro

Never worry about a flat tire again. Advantage PressurePro offers comprehensive tire solutions to provide complete peace-of-mind while you’re on the road. Receive 10% off if you're an eCapital client.

Truck Leasing Made Easy
eCapital Truck Leasing

Introducing our new truck and trailer leasing service! Whether you're looking for a semi truck, dump truck, or any other type of commercial titled vehicle, we can finance it.

Roadside Assistance
Truckers Assist

Get 24 hour breakdown assistance for trucks and trailers. Pay less for mobile truck repair and road service with predetermined, preferred rates.

Tire Discounts
eCapital Tire Discounts

Get exclusive access to The Gold Program, which allows you to purchase premium tires at a major discount.

How Factoring Works
Learn More
Resource Center
5 Easy Ways Trucking Companies Can Save More Time and Money
8 Ways to Step Up your Transportation Business Game in 2015
How does factoring work?

I can log onto my account and always see my funding status in real time. I like that.

Brent R.

My drivers love that eCapital is open late during the week and on Saturdays.

Jack H.

It's the little things about eCapital that stand out to me. They even call me on my birthday!

Will R.

With eCapital, I can now extend my payment terms to 60 days, which helps me stay more competitive.

Scott E.

My business has tripled in revenue each year since I started factoring with eCapital.

Amanda M.
All original testimonials available on file
Get Started
Find out how factoring
can help your business
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