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Trust the experienced leader in freight and transportation factoring.

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Turn your transportation invoices into
immediate cash.
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Introducing our new full 95% advance rate programs for transportation clients. 

With the lowest fees and highest advance rates in the industry, 

you can now get more cash upfront at no extra cost. 


Call us now at 800.705.1500 for a free, no-obligation quote!

A Smarter Way To Get Paid

eCapital understands the cash flow demands you face and eliminates the wait and uncertainty of getting paid, turning your freight bills into immediate cash so you can:

  • Pay for fuel and operating expenses.
  • Secure higher-paying loads.
  • Stop chasing payments and focus on running your business.
  • Expand your business.

With competitive rates and industry leading service, eCapital keeps you moving forward with a steady cash flow.

What You Get

If you’re looking for a better, faster way to get paid, you’re in the right place. eCapital is the leading freight factoring company, and everything we do is designed for one simple purpose: to get you the cash flow you need to move your business ahead. That’s how we roll. 

Fast Cash
  • Get paid in 24 hours or less
  • Same-day funding available
  • Fuel advances before you deliver
Simple Options
  • Factor the brokers and shippers you want
  • Competitive rates
  • Recourse and non-recourse options available
Great Service
  • Get started in minutes
  • Dedicated account representatives
  • Professional accounts receivable management
  • Open Saturdays
More Ways We Help
Find Loads
Find high-paying loads faster.

Your business doesn’t go anywhere without a load. New eCapital customers get access to™, the premium online load-matching service, free for 30 days and receive discounted rates after that.

Free Credit Check
Know what you’re getting into.

Working for a new customer? eCapital
has one of the largest credit databases anywhere. Use it to run a quick search
and confirm your shipper's or broker's
creditworthiness before you start working
for them.

Fuel Advance
Cash before you hit the road.

Let eCapital advance funds you need to buy fuel and deliver on time. Use our handy Smartphone App to upload your paperwork and get 40% advanced to you so you can keep more trucks on the road.

We Know Freight
Small Fleets

Whether you're just getting started or you've been in the business a long time, eCapital's fast factoring services can help. We give you the immediate cash you need to:

  • Fuel up your truck and get back to hauling.
  • Maintain or upgrade equipment.
  • Cover unforeseen bills and expenses.
Medium/Large Fleets

Your business has many moving parts. Let eCapital handle one of the biggest headaches of all: keeping the cash flowing. Our factoring service is fast, giving you the immediate cash you need to:

  • Put more trucks on the road.
  • Pay for fuel, insurance and truck maintenance.
  • Cover bills and expenses.
  • Pay your drivers on time.

With carriers to pay and a constant stream of expenses, it’s critical for freight brokers to have a healthy cash flow. Our Carrier Payment services gives you the funds you need to:

  • Recruit and retain the best carriers.
  • Reduce the risk associated with slow paying shippers.
  • Pay your carriers on time and offer quick pays.
  • Cover operational costs.
Fuel Card

Watch the fuel savings add up.

All eCapital clients are eligible for our free fuel card, which provides significant fuel discounts at truck stops throughout the U.S.

  • Get discounts right at the pump
  • Opt to get paid for factored invoices directly on your card
  • Register checks from your card balance for a small, flat fee
  • 24x7 online account management
Call 855.246.3527 to request your FREE Fuel Card
How Factoring Works
Learn More
Resource Center
6 Tips for Truckers Driving in Winter Weather
The Complete Small Business Owner's Guide to Managing Money, Time, and Talent
How does factoring work?

eCapital knows how to communicate. They’re very responsive and I know I can always reach someone to answer my questions.

Robert W.

I’ve been with eCapital for 3 years and I wouldn’t think of factoring with anyone else.

Robert W.

My business has tripled in revenue each year since I started factoring with eCapital.

Amanda M.

With eCapital, I can now extend my payment terms to 60 days, which helps me stay more competitive.

Scott E.

eCapital has given me the opportunity to grow my business.

Tina M.
All original testimonials available on file
Get Started
Find out how factoring
can help your business
Give us a call today
Call 800.705.1500
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